LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,369
−HK$5,604/mo
▼ 0.25% · 3.875%
HK$92,148
−HK$2,825/mo
Today · 4.125%
HK$94,973
baseline
▲ 0.50% · 4.625%
HK$100,752
+HK$5,779/mo
Deposit HK$19.60M · loan HK$19.60M · min. income ≈ HK$189,946/mo (50% DSR)
Upfront cash ≈ HK$21.26M (deposit + AVD stamp duty HK$1,665,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,422
−HK$5,371/mo
▼ 0.25% · 3.875%
HK$102,088
−HK$2,705/mo
Today · 4.125%
HK$104,793
baseline
▲ 0.50% · 4.625%
HK$110,317
+HK$5,524/mo
Deposit HK$19.60M · loan HK$19.60M · min. income ≈ HK$209,586/mo (50% DSR)
Upfront cash ≈ HK$21.26M (deposit + AVD stamp duty HK$1,665,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,242
−HK$6,725/mo
▼ 0.25% · 3.875%
HK$110,578
−HK$3,389/mo
Today · 4.125%
HK$113,967
baseline
▲ 0.50% · 4.625%
HK$120,902
+HK$6,935/mo
Deposit HK$15.68M · loan HK$23.52M · min. income ≈ HK$227,934/mo (50% DSR)
Upfront cash ≈ HK$17.34M (deposit + AVD stamp duty HK$1,665,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,306
−HK$6,446/mo
▼ 0.25% · 3.875%
HK$122,506
−HK$3,246/mo
Today · 4.125%
HK$125,752
baseline
▲ 0.50% · 4.625%
HK$132,380
+HK$6,628/mo
Deposit HK$15.68M · loan HK$23.52M · min. income ≈ HK$251,504/mo (50% DSR)
Upfront cash ≈ HK$17.34M (deposit + AVD stamp duty HK$1,665,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,116
−HK$7,846/mo
▼ 0.25% · 3.875%
HK$129,008
−HK$3,954/mo
Today · 4.125%
HK$132,962
baseline
▲ 0.50% · 4.625%
HK$141,052
+HK$8,090/mo
Deposit HK$11.76M · loan HK$27.43M · min. income ≈ HK$265,924/mo (50% DSR)
Upfront cash ≈ HK$13.42M (deposit + AVD stamp duty HK$1,665,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,190
−HK$7,520/mo
▼ 0.25% · 3.875%
HK$142,923
−HK$3,787/mo
Today · 4.125%
HK$146,710
baseline
▲ 0.50% · 4.625%
HK$154,444
+HK$7,734/mo
Deposit HK$11.76M · loan HK$27.43M · min. income ≈ HK$293,420/mo (50% DSR)
Upfront cash ≈ HK$13.42M (deposit + AVD stamp duty HK$1,665,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,863
−HK$10,088/mo
▼ 0.25% · 3.875%
HK$165,867
−HK$5,084/mo
Today · 4.125%
HK$170,951
baseline
▲ 0.50% · 4.625%
HK$181,353
+HK$10,402/mo
Deposit HK$3.92M · loan HK$35.27M · min. income ≈ HK$341,902/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$1,665,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,959
−HK$9,669/mo
▼ 0.25% · 3.875%
HK$183,759
−HK$4,869/mo
Today · 4.125%
HK$188,628
baseline
▲ 0.50% · 4.625%
HK$198,570
+HK$9,942/mo
Deposit HK$3.92M · loan HK$35.27M · min. income ≈ HK$377,256/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$1,665,675 · Scale 2, in force from 26 Feb 2026)