LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,396
−HK$5,606/mo
▼ 0.25% · 3.875%
HK$92,177
−HK$2,825/mo
Today · 4.125%
HK$95,002
baseline
▲ 0.50% · 4.625%
HK$100,782
+HK$5,780/mo
Deposit HK$19.60M · loan HK$19.60M · min. income ≈ HK$190,004/mo (50% DSR)
Upfront cash ≈ HK$21.27M (deposit + AVD stamp duty HK$1,666,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,452
−HK$5,373/mo
▼ 0.25% · 3.875%
HK$102,119
−HK$2,706/mo
Today · 4.125%
HK$104,825
baseline
▲ 0.50% · 4.625%
HK$110,351
+HK$5,526/mo
Deposit HK$19.60M · loan HK$19.60M · min. income ≈ HK$209,650/mo (50% DSR)
Upfront cash ≈ HK$21.27M (deposit + AVD stamp duty HK$1,666,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,275
−HK$6,727/mo
▼ 0.25% · 3.875%
HK$110,612
−HK$3,390/mo
Today · 4.125%
HK$114,002
baseline
▲ 0.50% · 4.625%
HK$120,939
+HK$6,937/mo
Deposit HK$15.68M · loan HK$23.52M · min. income ≈ HK$228,004/mo (50% DSR)
Upfront cash ≈ HK$17.35M (deposit + AVD stamp duty HK$1,666,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,342
−HK$6,448/mo
▼ 0.25% · 3.875%
HK$122,543
−HK$3,247/mo
Today · 4.125%
HK$125,790
baseline
▲ 0.50% · 4.625%
HK$132,421
+HK$6,631/mo
Deposit HK$15.68M · loan HK$23.52M · min. income ≈ HK$251,580/mo (50% DSR)
Upfront cash ≈ HK$17.35M (deposit + AVD stamp duty HK$1,666,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,154
−HK$7,848/mo
▼ 0.25% · 3.875%
HK$129,047
−HK$3,955/mo
Today · 4.125%
HK$133,002
baseline
▲ 0.50% · 4.625%
HK$141,095
+HK$8,093/mo
Deposit HK$11.76M · loan HK$27.44M · min. income ≈ HK$266,004/mo (50% DSR)
Upfront cash ≈ HK$13.43M (deposit + AVD stamp duty HK$1,666,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,233
−HK$7,522/mo
▼ 0.25% · 3.875%
HK$142,967
−HK$3,788/mo
Today · 4.125%
HK$146,755
baseline
▲ 0.50% · 4.625%
HK$154,491
+HK$7,736/mo
Deposit HK$11.76M · loan HK$27.44M · min. income ≈ HK$293,510/mo (50% DSR)
Upfront cash ≈ HK$13.43M (deposit + AVD stamp duty HK$1,666,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,913
−HK$10,090/mo
▼ 0.25% · 3.875%
HK$165,918
−HK$5,085/mo
Today · 4.125%
HK$171,003
baseline
▲ 0.50% · 4.625%
HK$181,408
+HK$10,405/mo
Deposit HK$3.92M · loan HK$35.28M · min. income ≈ HK$342,006/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$1,666,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,014
−HK$9,671/mo
▼ 0.25% · 3.875%
HK$183,815
−HK$4,870/mo
Today · 4.125%
HK$188,685
baseline
▲ 0.50% · 4.625%
HK$198,631
+HK$9,946/mo
Deposit HK$3.92M · loan HK$35.28M · min. income ≈ HK$377,370/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$1,666,183 · Scale 2, in force from 26 Feb 2026)