LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,405
−HK$5,607/mo
▼ 0.25% · 3.875%
HK$92,186
−HK$2,826/mo
Today · 4.125%
HK$95,012
baseline
▲ 0.50% · 4.625%
HK$100,793
+HK$5,781/mo
Deposit HK$19.60M · loan HK$19.60M · min. income ≈ HK$190,024/mo (50% DSR)
Upfront cash ≈ HK$21.27M (deposit + AVD stamp duty HK$1,666,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,462
−HK$5,374/mo
▼ 0.25% · 3.875%
HK$102,130
−HK$2,706/mo
Today · 4.125%
HK$104,836
baseline
▲ 0.50% · 4.625%
HK$110,362
+HK$5,526/mo
Deposit HK$19.60M · loan HK$19.60M · min. income ≈ HK$209,672/mo (50% DSR)
Upfront cash ≈ HK$21.27M (deposit + AVD stamp duty HK$1,666,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,286
−HK$6,728/mo
▼ 0.25% · 3.875%
HK$110,623
−HK$3,391/mo
Today · 4.125%
HK$114,014
baseline
▲ 0.50% · 4.625%
HK$120,951
+HK$6,937/mo
Deposit HK$15.68M · loan HK$23.53M · min. income ≈ HK$228,028/mo (50% DSR)
Upfront cash ≈ HK$17.35M (deposit + AVD stamp duty HK$1,666,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,355
−HK$6,448/mo
▼ 0.25% · 3.875%
HK$122,556
−HK$3,247/mo
Today · 4.125%
HK$125,803
baseline
▲ 0.50% · 4.625%
HK$132,434
+HK$6,631/mo
Deposit HK$15.68M · loan HK$23.53M · min. income ≈ HK$251,606/mo (50% DSR)
Upfront cash ≈ HK$17.35M (deposit + AVD stamp duty HK$1,666,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,167
−HK$7,849/mo
▼ 0.25% · 3.875%
HK$129,061
−HK$3,955/mo
Today · 4.125%
HK$133,016
baseline
▲ 0.50% · 4.625%
HK$141,110
+HK$8,094/mo
Deposit HK$11.76M · loan HK$27.45M · min. income ≈ HK$266,032/mo (50% DSR)
Upfront cash ≈ HK$13.43M (deposit + AVD stamp duty HK$1,666,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,247
−HK$7,523/mo
▼ 0.25% · 3.875%
HK$142,982
−HK$3,788/mo
Today · 4.125%
HK$146,770
baseline
▲ 0.50% · 4.625%
HK$154,507
+HK$7,737/mo
Deposit HK$11.76M · loan HK$27.45M · min. income ≈ HK$293,540/mo (50% DSR)
Upfront cash ≈ HK$13.43M (deposit + AVD stamp duty HK$1,666,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,929
−HK$10,092/mo
▼ 0.25% · 3.875%
HK$165,935
−HK$5,086/mo
Today · 4.125%
HK$171,021
baseline
▲ 0.50% · 4.625%
HK$181,427
+HK$10,406/mo
Deposit HK$3.92M · loan HK$35.29M · min. income ≈ HK$342,042/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$1,666,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,032
−HK$9,673/mo
▼ 0.25% · 3.875%
HK$183,834
−HK$4,871/mo
Today · 4.125%
HK$188,705
baseline
▲ 0.50% · 4.625%
HK$198,652
+HK$9,947/mo
Deposit HK$3.92M · loan HK$35.29M · min. income ≈ HK$377,410/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$1,666,356 · Scale 2, in force from 26 Feb 2026)