LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,416
−HK$5,607/mo
▼ 0.25% · 3.875%
HK$92,197
−HK$2,826/mo
Today · 4.125%
HK$95,023
baseline
▲ 0.50% · 4.625%
HK$100,805
+HK$5,782/mo
Deposit HK$19.61M · loan HK$19.61M · min. income ≈ HK$190,046/mo (50% DSR)
Upfront cash ≈ HK$21.27M (deposit + AVD stamp duty HK$1,666,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,474
−HK$5,374/mo
▼ 0.25% · 3.875%
HK$102,142
−HK$2,706/mo
Today · 4.125%
HK$104,848
baseline
▲ 0.50% · 4.625%
HK$110,375
+HK$5,527/mo
Deposit HK$19.61M · loan HK$19.61M · min. income ≈ HK$209,696/mo (50% DSR)
Upfront cash ≈ HK$21.27M (deposit + AVD stamp duty HK$1,666,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,299
−HK$6,728/mo
▼ 0.25% · 3.875%
HK$110,636
−HK$3,391/mo
Today · 4.125%
HK$114,027
baseline
▲ 0.50% · 4.625%
HK$120,966
+HK$6,939/mo
Deposit HK$15.69M · loan HK$23.53M · min. income ≈ HK$228,054/mo (50% DSR)
Upfront cash ≈ HK$17.35M (deposit + AVD stamp duty HK$1,666,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,369
−HK$6,449/mo
▼ 0.25% · 3.875%
HK$122,570
−HK$3,248/mo
Today · 4.125%
HK$125,818
baseline
▲ 0.50% · 4.625%
HK$132,450
+HK$6,632/mo
Deposit HK$15.69M · loan HK$23.53M · min. income ≈ HK$251,636/mo (50% DSR)
Upfront cash ≈ HK$17.35M (deposit + AVD stamp duty HK$1,666,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,182
−HK$7,850/mo
▼ 0.25% · 3.875%
HK$129,076
−HK$3,956/mo
Today · 4.125%
HK$133,032
baseline
▲ 0.50% · 4.625%
HK$141,126
+HK$8,094/mo
Deposit HK$11.76M · loan HK$27.45M · min. income ≈ HK$266,064/mo (50% DSR)
Upfront cash ≈ HK$13.43M (deposit + AVD stamp duty HK$1,666,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,263
−HK$7,524/mo
▼ 0.25% · 3.875%
HK$142,998
−HK$3,789/mo
Today · 4.125%
HK$146,787
baseline
▲ 0.50% · 4.625%
HK$154,525
+HK$7,738/mo
Deposit HK$11.76M · loan HK$27.45M · min. income ≈ HK$293,574/mo (50% DSR)
Upfront cash ≈ HK$13.43M (deposit + AVD stamp duty HK$1,666,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,948
−HK$10,093/mo
▼ 0.25% · 3.875%
HK$165,954
−HK$5,087/mo
Today · 4.125%
HK$171,041
baseline
▲ 0.50% · 4.625%
HK$181,448
+HK$10,407/mo
Deposit HK$3.92M · loan HK$35.29M · min. income ≈ HK$342,082/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$1,666,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,053
−HK$9,674/mo
▼ 0.25% · 3.875%
HK$183,855
−HK$4,872/mo
Today · 4.125%
HK$188,727
baseline
▲ 0.50% · 4.625%
HK$198,675
+HK$9,948/mo
Deposit HK$3.92M · loan HK$35.29M · min. income ≈ HK$377,454/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$1,666,551 · Scale 2, in force from 26 Feb 2026)