LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,418
−HK$5,607/mo
▼ 0.25% · 3.875%
HK$92,199
−HK$2,826/mo
Today · 4.125%
HK$95,025
baseline
▲ 0.50% · 4.625%
HK$100,807
+HK$5,782/mo
Deposit HK$19.61M · loan HK$19.61M · min. income ≈ HK$190,050/mo (50% DSR)
Upfront cash ≈ HK$21.27M (deposit + AVD stamp duty HK$1,666,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,476
−HK$5,375/mo
▼ 0.25% · 3.875%
HK$102,144
−HK$2,707/mo
Today · 4.125%
HK$104,851
baseline
▲ 0.50% · 4.625%
HK$110,378
+HK$5,527/mo
Deposit HK$19.61M · loan HK$19.61M · min. income ≈ HK$209,702/mo (50% DSR)
Upfront cash ≈ HK$21.27M (deposit + AVD stamp duty HK$1,666,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,301
−HK$6,729/mo
▼ 0.25% · 3.875%
HK$110,639
−HK$3,391/mo
Today · 4.125%
HK$114,030
baseline
▲ 0.50% · 4.625%
HK$120,969
+HK$6,939/mo
Deposit HK$15.69M · loan HK$23.53M · min. income ≈ HK$228,060/mo (50% DSR)
Upfront cash ≈ HK$17.35M (deposit + AVD stamp duty HK$1,666,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,372
−HK$6,449/mo
▼ 0.25% · 3.875%
HK$122,573
−HK$3,248/mo
Today · 4.125%
HK$125,821
baseline
▲ 0.50% · 4.625%
HK$132,453
+HK$6,632/mo
Deposit HK$15.69M · loan HK$23.53M · min. income ≈ HK$251,642/mo (50% DSR)
Upfront cash ≈ HK$17.35M (deposit + AVD stamp duty HK$1,666,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,185
−HK$7,850/mo
▼ 0.25% · 3.875%
HK$129,079
−HK$3,956/mo
Today · 4.125%
HK$133,035
baseline
▲ 0.50% · 4.625%
HK$141,130
+HK$8,095/mo
Deposit HK$11.76M · loan HK$27.45M · min. income ≈ HK$266,070/mo (50% DSR)
Upfront cash ≈ HK$13.43M (deposit + AVD stamp duty HK$1,666,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,267
−HK$7,524/mo
▼ 0.25% · 3.875%
HK$143,002
−HK$3,789/mo
Today · 4.125%
HK$146,791
baseline
▲ 0.50% · 4.625%
HK$154,529
+HK$7,738/mo
Deposit HK$11.76M · loan HK$27.45M · min. income ≈ HK$293,582/mo (50% DSR)
Upfront cash ≈ HK$13.43M (deposit + AVD stamp duty HK$1,666,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,952
−HK$10,093/mo
▼ 0.25% · 3.875%
HK$165,959
−HK$5,086/mo
Today · 4.125%
HK$171,045
baseline
▲ 0.50% · 4.625%
HK$181,453
+HK$10,408/mo
Deposit HK$3.92M · loan HK$35.29M · min. income ≈ HK$342,090/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$1,666,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,058
−HK$9,674/mo
▼ 0.25% · 3.875%
HK$183,860
−HK$4,872/mo
Today · 4.125%
HK$188,732
baseline
▲ 0.50% · 4.625%
HK$198,680
+HK$9,948/mo
Deposit HK$3.92M · loan HK$35.29M · min. income ≈ HK$377,464/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$1,666,593 · Scale 2, in force from 26 Feb 2026)