LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,426
−HK$5,607/mo
▼ 0.25% · 3.875%
HK$92,207
−HK$2,826/mo
Today · 4.125%
HK$95,033
baseline
▲ 0.50% · 4.625%
HK$100,816
+HK$5,783/mo
Deposit HK$19.61M · loan HK$19.61M · min. income ≈ HK$190,066/mo (50% DSR)
Upfront cash ≈ HK$21.28M (deposit + AVD stamp duty HK$1,666,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,485
−HK$5,375/mo
▼ 0.25% · 3.875%
HK$102,153
−HK$2,707/mo
Today · 4.125%
HK$104,860
baseline
▲ 0.50% · 4.625%
HK$110,387
+HK$5,527/mo
Deposit HK$19.61M · loan HK$19.61M · min. income ≈ HK$209,720/mo (50% DSR)
Upfront cash ≈ HK$21.28M (deposit + AVD stamp duty HK$1,666,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,311
−HK$6,729/mo
▼ 0.25% · 3.875%
HK$110,649
−HK$3,391/mo
Today · 4.125%
HK$114,040
baseline
▲ 0.50% · 4.625%
HK$120,979
+HK$6,939/mo
Deposit HK$15.69M · loan HK$23.53M · min. income ≈ HK$228,080/mo (50% DSR)
Upfront cash ≈ HK$17.35M (deposit + AVD stamp duty HK$1,666,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,382
−HK$6,450/mo
▼ 0.25% · 3.875%
HK$122,584
−HK$3,248/mo
Today · 4.125%
HK$125,832
baseline
▲ 0.50% · 4.625%
HK$132,465
+HK$6,633/mo
Deposit HK$15.69M · loan HK$23.53M · min. income ≈ HK$251,664/mo (50% DSR)
Upfront cash ≈ HK$17.35M (deposit + AVD stamp duty HK$1,666,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,196
−HK$7,851/mo
▼ 0.25% · 3.875%
HK$129,090
−HK$3,957/mo
Today · 4.125%
HK$133,047
baseline
▲ 0.50% · 4.625%
HK$141,142
+HK$8,095/mo
Deposit HK$11.77M · loan HK$27.45M · min. income ≈ HK$266,094/mo (50% DSR)
Upfront cash ≈ HK$13.43M (deposit + AVD stamp duty HK$1,666,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,279
−HK$7,525/mo
▼ 0.25% · 3.875%
HK$143,015
−HK$3,789/mo
Today · 4.125%
HK$146,804
baseline
▲ 0.50% · 4.625%
HK$154,542
+HK$7,738/mo
Deposit HK$11.77M · loan HK$27.45M · min. income ≈ HK$293,608/mo (50% DSR)
Upfront cash ≈ HK$13.43M (deposit + AVD stamp duty HK$1,666,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,966
−HK$10,094/mo
▼ 0.25% · 3.875%
HK$165,973
−HK$5,087/mo
Today · 4.125%
HK$171,060
baseline
▲ 0.50% · 4.625%
HK$181,469
+HK$10,409/mo
Deposit HK$3.92M · loan HK$35.30M · min. income ≈ HK$342,120/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$1,666,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,073
−HK$9,675/mo
▼ 0.25% · 3.875%
HK$183,876
−HK$4,872/mo
Today · 4.125%
HK$188,748
baseline
▲ 0.50% · 4.625%
HK$198,697
+HK$9,949/mo
Deposit HK$3.92M · loan HK$35.30M · min. income ≈ HK$377,496/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$1,666,740 · Scale 2, in force from 26 Feb 2026)