LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,440
−HK$5,609/mo
▼ 0.25% · 3.875%
HK$92,222
−HK$2,827/mo
Today · 4.125%
HK$95,049
baseline
▲ 0.50% · 4.625%
HK$100,832
+HK$5,783/mo
Deposit HK$19.61M · loan HK$19.61M · min. income ≈ HK$190,098/mo (50% DSR)
Upfront cash ≈ HK$21.28M (deposit + AVD stamp duty HK$1,667,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,501
−HK$5,376/mo
▼ 0.25% · 3.875%
HK$102,170
−HK$2,707/mo
Today · 4.125%
HK$104,877
baseline
▲ 0.50% · 4.625%
HK$110,405
+HK$5,528/mo
Deposit HK$19.61M · loan HK$19.61M · min. income ≈ HK$209,754/mo (50% DSR)
Upfront cash ≈ HK$21.28M (deposit + AVD stamp duty HK$1,667,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,328
−HK$6,730/mo
▼ 0.25% · 3.875%
HK$110,667
−HK$3,391/mo
Today · 4.125%
HK$114,058
baseline
▲ 0.50% · 4.625%
HK$120,999
+HK$6,941/mo
Deposit HK$15.69M · loan HK$23.53M · min. income ≈ HK$228,116/mo (50% DSR)
Upfront cash ≈ HK$17.36M (deposit + AVD stamp duty HK$1,667,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,401
−HK$6,451/mo
▼ 0.25% · 3.875%
HK$122,604
−HK$3,248/mo
Today · 4.125%
HK$125,852
baseline
▲ 0.50% · 4.625%
HK$132,486
+HK$6,634/mo
Deposit HK$15.69M · loan HK$23.53M · min. income ≈ HK$251,704/mo (50% DSR)
Upfront cash ≈ HK$17.36M (deposit + AVD stamp duty HK$1,667,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,216
−HK$7,852/mo
▼ 0.25% · 3.875%
HK$129,111
−HK$3,957/mo
Today · 4.125%
HK$133,068
baseline
▲ 0.50% · 4.625%
HK$141,165
+HK$8,097/mo
Deposit HK$11.77M · loan HK$27.46M · min. income ≈ HK$266,136/mo (50% DSR)
Upfront cash ≈ HK$13.43M (deposit + AVD stamp duty HK$1,667,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,302
−HK$7,526/mo
▼ 0.25% · 3.875%
HK$143,038
−HK$3,790/mo
Today · 4.125%
HK$146,828
baseline
▲ 0.50% · 4.625%
HK$154,567
+HK$7,739/mo
Deposit HK$11.77M · loan HK$27.46M · min. income ≈ HK$293,656/mo (50% DSR)
Upfront cash ≈ HK$13.43M (deposit + AVD stamp duty HK$1,667,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,992
−HK$10,096/mo
▼ 0.25% · 3.875%
HK$166,000
−HK$5,088/mo
Today · 4.125%
HK$171,088
baseline
▲ 0.50% · 4.625%
HK$181,498
+HK$10,410/mo
Deposit HK$3.92M · loan HK$35.30M · min. income ≈ HK$342,176/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$1,667,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,102
−HK$9,676/mo
▼ 0.25% · 3.875%
HK$183,906
−HK$4,872/mo
Today · 4.125%
HK$188,778
baseline
▲ 0.50% · 4.625%
HK$198,729
+HK$9,951/mo
Deposit HK$3.92M · loan HK$35.30M · min. income ≈ HK$377,556/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$1,667,007 · Scale 2, in force from 26 Feb 2026)