LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,456
−HK$5,610/mo
▼ 0.25% · 3.875%
HK$92,238
−HK$2,828/mo
Today · 4.125%
HK$95,066
baseline
▲ 0.50% · 4.625%
HK$100,850
+HK$5,784/mo
Deposit HK$19.62M · loan HK$19.62M · min. income ≈ HK$190,132/mo (50% DSR)
Upfront cash ≈ HK$21.28M (deposit + AVD stamp duty HK$1,667,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,519
−HK$5,376/mo
▼ 0.25% · 3.875%
HK$102,188
−HK$2,707/mo
Today · 4.125%
HK$104,895
baseline
▲ 0.50% · 4.625%
HK$110,425
+HK$5,530/mo
Deposit HK$19.62M · loan HK$19.62M · min. income ≈ HK$209,790/mo (50% DSR)
Upfront cash ≈ HK$21.28M (deposit + AVD stamp duty HK$1,667,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,347
−HK$6,732/mo
▼ 0.25% · 3.875%
HK$110,686
−HK$3,393/mo
Today · 4.125%
HK$114,079
baseline
▲ 0.50% · 4.625%
HK$121,020
+HK$6,941/mo
Deposit HK$15.69M · loan HK$23.54M · min. income ≈ HK$228,158/mo (50% DSR)
Upfront cash ≈ HK$17.36M (deposit + AVD stamp duty HK$1,667,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,423
−HK$6,452/mo
▼ 0.25% · 3.875%
HK$122,625
−HK$3,250/mo
Today · 4.125%
HK$125,875
baseline
▲ 0.50% · 4.625%
HK$132,510
+HK$6,635/mo
Deposit HK$15.69M · loan HK$23.54M · min. income ≈ HK$251,750/mo (50% DSR)
Upfront cash ≈ HK$17.36M (deposit + AVD stamp duty HK$1,667,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,238
−HK$7,854/mo
▼ 0.25% · 3.875%
HK$129,134
−HK$3,958/mo
Today · 4.125%
HK$133,092
baseline
▲ 0.50% · 4.625%
HK$141,190
+HK$8,098/mo
Deposit HK$11.77M · loan HK$27.46M · min. income ≈ HK$266,184/mo (50% DSR)
Upfront cash ≈ HK$13.44M (deposit + AVD stamp duty HK$1,667,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,326
−HK$7,528/mo
▼ 0.25% · 3.875%
HK$143,063
−HK$3,791/mo
Today · 4.125%
HK$146,854
baseline
▲ 0.50% · 4.625%
HK$154,594
+HK$7,740/mo
Deposit HK$11.77M · loan HK$27.46M · min. income ≈ HK$293,708/mo (50% DSR)
Upfront cash ≈ HK$13.44M (deposit + AVD stamp duty HK$1,667,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,021
−HK$10,097/mo
▼ 0.25% · 3.875%
HK$166,029
−HK$5,089/mo
Today · 4.125%
HK$171,118
baseline
▲ 0.50% · 4.625%
HK$181,530
+HK$10,412/mo
Deposit HK$3.92M · loan HK$35.31M · min. income ≈ HK$342,236/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$1,667,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,134
−HK$9,678/mo
▼ 0.25% · 3.875%
HK$183,938
−HK$4,874/mo
Today · 4.125%
HK$188,812
baseline
▲ 0.50% · 4.625%
HK$198,764
+HK$9,952/mo
Deposit HK$3.92M · loan HK$35.31M · min. income ≈ HK$377,624/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$1,667,302 · Scale 2, in force from 26 Feb 2026)