LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,463
−HK$5,610/mo
▼ 0.25% · 3.875%
HK$92,246
−HK$2,827/mo
Today · 4.125%
HK$95,073
baseline
▲ 0.50% · 4.625%
HK$100,858
+HK$5,785/mo
Deposit HK$19.62M · loan HK$19.62M · min. income ≈ HK$190,146/mo (50% DSR)
Upfront cash ≈ HK$21.28M (deposit + AVD stamp duty HK$1,667,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,527
−HK$5,377/mo
▼ 0.25% · 3.875%
HK$102,196
−HK$2,708/mo
Today · 4.125%
HK$104,904
baseline
▲ 0.50% · 4.625%
HK$110,433
+HK$5,529/mo
Deposit HK$19.62M · loan HK$19.62M · min. income ≈ HK$209,808/mo (50% DSR)
Upfront cash ≈ HK$21.28M (deposit + AVD stamp duty HK$1,667,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,356
−HK$6,732/mo
▼ 0.25% · 3.875%
HK$110,695
−HK$3,393/mo
Today · 4.125%
HK$114,088
baseline
▲ 0.50% · 4.625%
HK$121,030
+HK$6,942/mo
Deposit HK$15.69M · loan HK$23.54M · min. income ≈ HK$228,176/mo (50% DSR)
Upfront cash ≈ HK$17.36M (deposit + AVD stamp duty HK$1,667,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,432
−HK$6,453/mo
▼ 0.25% · 3.875%
HK$122,635
−HK$3,250/mo
Today · 4.125%
HK$125,885
baseline
▲ 0.50% · 4.625%
HK$132,520
+HK$6,635/mo
Deposit HK$15.69M · loan HK$23.54M · min. income ≈ HK$251,770/mo (50% DSR)
Upfront cash ≈ HK$17.36M (deposit + AVD stamp duty HK$1,667,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,248
−HK$7,854/mo
▼ 0.25% · 3.875%
HK$129,144
−HK$3,958/mo
Today · 4.125%
HK$133,102
baseline
▲ 0.50% · 4.625%
HK$141,201
+HK$8,099/mo
Deposit HK$11.77M · loan HK$27.46M · min. income ≈ HK$266,204/mo (50% DSR)
Upfront cash ≈ HK$13.44M (deposit + AVD stamp duty HK$1,667,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,337
−HK$7,528/mo
▼ 0.25% · 3.875%
HK$143,074
−HK$3,791/mo
Today · 4.125%
HK$146,865
baseline
▲ 0.50% · 4.625%
HK$154,607
+HK$7,742/mo
Deposit HK$11.77M · loan HK$27.46M · min. income ≈ HK$293,730/mo (50% DSR)
Upfront cash ≈ HK$13.44M (deposit + AVD stamp duty HK$1,667,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,033
−HK$10,099/mo
▼ 0.25% · 3.875%
HK$166,043
−HK$5,089/mo
Today · 4.125%
HK$171,132
baseline
▲ 0.50% · 4.625%
HK$181,545
+HK$10,413/mo
Deposit HK$3.92M · loan HK$35.31M · min. income ≈ HK$342,264/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$1,667,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,148
−HK$9,679/mo
▼ 0.25% · 3.875%
HK$183,953
−HK$4,874/mo
Today · 4.125%
HK$188,827
baseline
▲ 0.50% · 4.625%
HK$198,780
+HK$9,953/mo
Deposit HK$3.92M · loan HK$35.31M · min. income ≈ HK$377,654/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$1,667,435 · Scale 2, in force from 26 Feb 2026)