LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,474
−HK$5,611/mo
▼ 0.25% · 3.875%
HK$92,257
−HK$2,828/mo
Today · 4.125%
HK$95,085
baseline
▲ 0.50% · 4.625%
HK$100,871
+HK$5,786/mo
Deposit HK$19.62M · loan HK$19.62M · min. income ≈ HK$190,170/mo (50% DSR)
Upfront cash ≈ HK$21.29M (deposit + AVD stamp duty HK$1,667,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,539
−HK$5,378/mo
▼ 0.25% · 3.875%
HK$102,209
−HK$2,708/mo
Today · 4.125%
HK$104,917
baseline
▲ 0.50% · 4.625%
HK$110,447
+HK$5,530/mo
Deposit HK$19.62M · loan HK$19.62M · min. income ≈ HK$209,834/mo (50% DSR)
Upfront cash ≈ HK$21.29M (deposit + AVD stamp duty HK$1,667,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,369
−HK$6,733/mo
▼ 0.25% · 3.875%
HK$110,709
−HK$3,393/mo
Today · 4.125%
HK$114,102
baseline
▲ 0.50% · 4.625%
HK$121,045
+HK$6,943/mo
Deposit HK$15.70M · loan HK$23.54M · min. income ≈ HK$228,204/mo (50% DSR)
Upfront cash ≈ HK$17.36M (deposit + AVD stamp duty HK$1,667,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,447
−HK$6,453/mo
▼ 0.25% · 3.875%
HK$122,650
−HK$3,250/mo
Today · 4.125%
HK$125,900
baseline
▲ 0.50% · 4.625%
HK$132,536
+HK$6,636/mo
Deposit HK$15.70M · loan HK$23.54M · min. income ≈ HK$251,800/mo (50% DSR)
Upfront cash ≈ HK$17.36M (deposit + AVD stamp duty HK$1,667,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,264
−HK$7,855/mo
▼ 0.25% · 3.875%
HK$129,160
−HK$3,959/mo
Today · 4.125%
HK$133,119
baseline
▲ 0.50% · 4.625%
HK$141,219
+HK$8,100/mo
Deposit HK$11.77M · loan HK$27.47M · min. income ≈ HK$266,238/mo (50% DSR)
Upfront cash ≈ HK$13.44M (deposit + AVD stamp duty HK$1,667,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,355
−HK$7,528/mo
▼ 0.25% · 3.875%
HK$143,092
−HK$3,791/mo
Today · 4.125%
HK$146,883
baseline
▲ 0.50% · 4.625%
HK$154,626
+HK$7,743/mo
Deposit HK$11.77M · loan HK$27.47M · min. income ≈ HK$293,766/mo (50% DSR)
Upfront cash ≈ HK$13.44M (deposit + AVD stamp duty HK$1,667,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,053
−HK$10,100/mo
▼ 0.25% · 3.875%
HK$166,063
−HK$5,090/mo
Today · 4.125%
HK$171,153
baseline
▲ 0.50% · 4.625%
HK$181,567
+HK$10,414/mo
Deposit HK$3.92M · loan HK$35.31M · min. income ≈ HK$342,306/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$1,667,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,170
−HK$9,680/mo
▼ 0.25% · 3.875%
HK$183,975
−HK$4,875/mo
Today · 4.125%
HK$188,850
baseline
▲ 0.50% · 4.625%
HK$198,805
+HK$9,955/mo
Deposit HK$3.92M · loan HK$35.31M · min. income ≈ HK$377,700/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$1,667,640 · Scale 2, in force from 26 Feb 2026)