LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,489
−HK$5,612/mo
▼ 0.25% · 3.875%
HK$92,273
−HK$2,828/mo
Today · 4.125%
HK$95,101
baseline
▲ 0.50% · 4.625%
HK$100,888
+HK$5,787/mo
Deposit HK$19.62M · loan HK$19.62M · min. income ≈ HK$190,202/mo (50% DSR)
Upfront cash ≈ HK$21.29M (deposit + AVD stamp duty HK$1,667,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,556
−HK$5,379/mo
▼ 0.25% · 3.875%
HK$102,226
−HK$2,709/mo
Today · 4.125%
HK$104,935
baseline
▲ 0.50% · 4.625%
HK$110,466
+HK$5,531/mo
Deposit HK$19.62M · loan HK$19.62M · min. income ≈ HK$209,870/mo (50% DSR)
Upfront cash ≈ HK$21.29M (deposit + AVD stamp duty HK$1,667,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,387
−HK$6,734/mo
▼ 0.25% · 3.875%
HK$110,727
−HK$3,394/mo
Today · 4.125%
HK$114,121
baseline
▲ 0.50% · 4.625%
HK$121,065
+HK$6,944/mo
Deposit HK$15.70M · loan HK$23.55M · min. income ≈ HK$228,242/mo (50% DSR)
Upfront cash ≈ HK$17.37M (deposit + AVD stamp duty HK$1,667,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,467
−HK$6,455/mo
▼ 0.25% · 3.875%
HK$122,671
−HK$3,251/mo
Today · 4.125%
HK$125,922
baseline
▲ 0.50% · 4.625%
HK$132,559
+HK$6,637/mo
Deposit HK$15.70M · loan HK$23.55M · min. income ≈ HK$251,844/mo (50% DSR)
Upfront cash ≈ HK$17.37M (deposit + AVD stamp duty HK$1,667,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,285
−HK$7,856/mo
▼ 0.25% · 3.875%
HK$129,182
−HK$3,959/mo
Today · 4.125%
HK$133,141
baseline
▲ 0.50% · 4.625%
HK$141,243
+HK$8,102/mo
Deposit HK$11.77M · loan HK$27.47M · min. income ≈ HK$266,282/mo (50% DSR)
Upfront cash ≈ HK$13.44M (deposit + AVD stamp duty HK$1,667,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,378
−HK$7,530/mo
▼ 0.25% · 3.875%
HK$143,116
−HK$3,792/mo
Today · 4.125%
HK$146,908
baseline
▲ 0.50% · 4.625%
HK$154,652
+HK$7,744/mo
Deposit HK$11.77M · loan HK$27.47M · min. income ≈ HK$293,816/mo (50% DSR)
Upfront cash ≈ HK$13.44M (deposit + AVD stamp duty HK$1,667,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,081
−HK$10,101/mo
▼ 0.25% · 3.875%
HK$166,091
−HK$5,091/mo
Today · 4.125%
HK$171,182
baseline
▲ 0.50% · 4.625%
HK$181,598
+HK$10,416/mo
Deposit HK$3.92M · loan HK$35.32M · min. income ≈ HK$342,364/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$1,667,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,201
−HK$9,681/mo
▼ 0.25% · 3.875%
HK$184,007
−HK$4,875/mo
Today · 4.125%
HK$188,882
baseline
▲ 0.50% · 4.625%
HK$198,839
+HK$9,957/mo
Deposit HK$3.92M · loan HK$35.32M · min. income ≈ HK$377,764/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$1,667,925 · Scale 2, in force from 26 Feb 2026)