LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,491
−HK$5,612/mo
▼ 0.25% · 3.875%
HK$92,275
−HK$2,828/mo
Today · 4.125%
HK$95,103
baseline
▲ 0.50% · 4.625%
HK$100,890
+HK$5,787/mo
Deposit HK$19.62M · loan HK$19.62M · min. income ≈ HK$190,206/mo (50% DSR)
Upfront cash ≈ HK$21.29M (deposit + AVD stamp duty HK$1,667,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,558
−HK$5,379/mo
▼ 0.25% · 3.875%
HK$102,228
−HK$2,709/mo
Today · 4.125%
HK$104,937
baseline
▲ 0.50% · 4.625%
HK$110,469
+HK$5,532/mo
Deposit HK$19.62M · loan HK$19.62M · min. income ≈ HK$209,874/mo (50% DSR)
Upfront cash ≈ HK$21.29M (deposit + AVD stamp duty HK$1,667,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,390
−HK$6,734/mo
▼ 0.25% · 3.875%
HK$110,730
−HK$3,394/mo
Today · 4.125%
HK$114,124
baseline
▲ 0.50% · 4.625%
HK$121,068
+HK$6,944/mo
Deposit HK$15.70M · loan HK$23.55M · min. income ≈ HK$228,248/mo (50% DSR)
Upfront cash ≈ HK$17.37M (deposit + AVD stamp duty HK$1,667,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,470
−HK$6,455/mo
▼ 0.25% · 3.875%
HK$122,674
−HK$3,251/mo
Today · 4.125%
HK$125,925
baseline
▲ 0.50% · 4.625%
HK$132,562
+HK$6,637/mo
Deposit HK$15.70M · loan HK$23.55M · min. income ≈ HK$251,850/mo (50% DSR)
Upfront cash ≈ HK$17.37M (deposit + AVD stamp duty HK$1,667,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,288
−HK$7,857/mo
▼ 0.25% · 3.875%
HK$129,185
−HK$3,960/mo
Today · 4.125%
HK$133,145
baseline
▲ 0.50% · 4.625%
HK$141,246
+HK$8,101/mo
Deposit HK$11.77M · loan HK$27.47M · min. income ≈ HK$266,290/mo (50% DSR)
Upfront cash ≈ HK$13.44M (deposit + AVD stamp duty HK$1,667,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,382
−HK$7,530/mo
▼ 0.25% · 3.875%
HK$143,120
−HK$3,792/mo
Today · 4.125%
HK$146,912
baseline
▲ 0.50% · 4.625%
HK$154,656
+HK$7,744/mo
Deposit HK$11.77M · loan HK$27.47M · min. income ≈ HK$293,824/mo (50% DSR)
Upfront cash ≈ HK$13.44M (deposit + AVD stamp duty HK$1,667,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,085
−HK$10,101/mo
▼ 0.25% · 3.875%
HK$166,095
−HK$5,091/mo
Today · 4.125%
HK$171,186
baseline
▲ 0.50% · 4.625%
HK$181,602
+HK$10,416/mo
Deposit HK$3.92M · loan HK$35.32M · min. income ≈ HK$342,372/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$1,667,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,205
−HK$9,682/mo
▼ 0.25% · 3.875%
HK$184,011
−HK$4,876/mo
Today · 4.125%
HK$188,887
baseline
▲ 0.50% · 4.625%
HK$198,843
+HK$9,956/mo
Deposit HK$3.92M · loan HK$35.32M · min. income ≈ HK$377,774/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$1,667,965 · Scale 2, in force from 26 Feb 2026)