LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,517
−HK$5,613/mo
▼ 0.25% · 3.875%
HK$92,301
−HK$2,829/mo
Today · 4.125%
HK$95,130
baseline
▲ 0.50% · 4.625%
HK$100,919
+HK$5,789/mo
Deposit HK$19.63M · loan HK$19.63M · min. income ≈ HK$190,260/mo (50% DSR)
Upfront cash ≈ HK$21.30M (deposit + AVD stamp duty HK$1,668,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,587
−HK$5,380/mo
▼ 0.25% · 3.875%
HK$102,257
−HK$2,710/mo
Today · 4.125%
HK$104,967
baseline
▲ 0.50% · 4.625%
HK$110,500
+HK$5,533/mo
Deposit HK$19.63M · loan HK$19.63M · min. income ≈ HK$209,934/mo (50% DSR)
Upfront cash ≈ HK$21.30M (deposit + AVD stamp duty HK$1,668,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,420
−HK$6,736/mo
▼ 0.25% · 3.875%
HK$110,762
−HK$3,394/mo
Today · 4.125%
HK$114,156
baseline
▲ 0.50% · 4.625%
HK$121,103
+HK$6,947/mo
Deposit HK$15.70M · loan HK$23.55M · min. income ≈ HK$228,312/mo (50% DSR)
Upfront cash ≈ HK$17.37M (deposit + AVD stamp duty HK$1,668,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,504
−HK$6,456/mo
▼ 0.25% · 3.875%
HK$122,709
−HK$3,251/mo
Today · 4.125%
HK$125,960
baseline
▲ 0.50% · 4.625%
HK$132,600
+HK$6,640/mo
Deposit HK$15.70M · loan HK$23.55M · min. income ≈ HK$251,920/mo (50% DSR)
Upfront cash ≈ HK$17.37M (deposit + AVD stamp duty HK$1,668,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,324
−HK$7,859/mo
▼ 0.25% · 3.875%
HK$129,222
−HK$3,961/mo
Today · 4.125%
HK$133,183
baseline
▲ 0.50% · 4.625%
HK$141,286
+HK$8,103/mo
Deposit HK$11.78M · loan HK$27.48M · min. income ≈ HK$266,366/mo (50% DSR)
Upfront cash ≈ HK$13.45M (deposit + AVD stamp duty HK$1,668,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,421
−HK$7,533/mo
▼ 0.25% · 3.875%
HK$143,160
−HK$3,794/mo
Today · 4.125%
HK$146,954
baseline
▲ 0.50% · 4.625%
HK$154,700
+HK$7,746/mo
Deposit HK$11.78M · loan HK$27.48M · min. income ≈ HK$293,908/mo (50% DSR)
Upfront cash ≈ HK$13.45M (deposit + AVD stamp duty HK$1,668,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,130
−HK$10,105/mo
▼ 0.25% · 3.875%
HK$166,142
−HK$5,093/mo
Today · 4.125%
HK$171,235
baseline
▲ 0.50% · 4.625%
HK$181,654
+HK$10,419/mo
Deposit HK$3.93M · loan HK$35.33M · min. income ≈ HK$342,470/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$1,668,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,256
−HK$9,685/mo
▼ 0.25% · 3.875%
HK$184,063
−HK$4,878/mo
Today · 4.125%
HK$188,941
baseline
▲ 0.50% · 4.625%
HK$198,900
+HK$9,959/mo
Deposit HK$3.93M · loan HK$35.33M · min. income ≈ HK$377,882/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$1,668,439 · Scale 2, in force from 26 Feb 2026)