LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,520
−HK$5,614/mo
▼ 0.25% · 3.875%
HK$92,305
−HK$2,829/mo
Today · 4.125%
HK$95,134
baseline
▲ 0.50% · 4.625%
HK$100,922
+HK$5,788/mo
Deposit HK$19.63M · loan HK$19.63M · min. income ≈ HK$190,268/mo (50% DSR)
Upfront cash ≈ HK$21.30M (deposit + AVD stamp duty HK$1,668,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,590
−HK$5,381/mo
▼ 0.25% · 3.875%
HK$102,261
−HK$2,710/mo
Today · 4.125%
HK$104,971
baseline
▲ 0.50% · 4.625%
HK$110,504
+HK$5,533/mo
Deposit HK$19.63M · loan HK$19.63M · min. income ≈ HK$209,942/mo (50% DSR)
Upfront cash ≈ HK$21.30M (deposit + AVD stamp duty HK$1,668,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,424
−HK$6,737/mo
▼ 0.25% · 3.875%
HK$110,766
−HK$3,395/mo
Today · 4.125%
HK$114,161
baseline
▲ 0.50% · 4.625%
HK$121,107
+HK$6,946/mo
Deposit HK$15.70M · loan HK$23.56M · min. income ≈ HK$228,322/mo (50% DSR)
Upfront cash ≈ HK$17.37M (deposit + AVD stamp duty HK$1,668,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,508
−HK$6,457/mo
▼ 0.25% · 3.875%
HK$122,713
−HK$3,252/mo
Today · 4.125%
HK$125,965
baseline
▲ 0.50% · 4.625%
HK$132,605
+HK$6,640/mo
Deposit HK$15.70M · loan HK$23.56M · min. income ≈ HK$251,930/mo (50% DSR)
Upfront cash ≈ HK$17.37M (deposit + AVD stamp duty HK$1,668,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,328
−HK$7,859/mo
▼ 0.25% · 3.875%
HK$129,227
−HK$3,960/mo
Today · 4.125%
HK$133,187
baseline
▲ 0.50% · 4.625%
HK$141,291
+HK$8,104/mo
Deposit HK$11.78M · loan HK$27.48M · min. income ≈ HK$266,374/mo (50% DSR)
Upfront cash ≈ HK$13.45M (deposit + AVD stamp duty HK$1,668,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,426
−HK$7,533/mo
▼ 0.25% · 3.875%
HK$143,166
−HK$3,793/mo
Today · 4.125%
HK$146,959
baseline
▲ 0.50% · 4.625%
HK$154,706
+HK$7,747/mo
Deposit HK$11.78M · loan HK$27.48M · min. income ≈ HK$293,918/mo (50% DSR)
Upfront cash ≈ HK$13.45M (deposit + AVD stamp duty HK$1,668,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,136
−HK$10,105/mo
▼ 0.25% · 3.875%
HK$166,148
−HK$5,093/mo
Today · 4.125%
HK$171,241
baseline
▲ 0.50% · 4.625%
HK$181,660
+HK$10,419/mo
Deposit HK$3.93M · loan HK$35.33M · min. income ≈ HK$342,482/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$1,668,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,262
−HK$9,685/mo
▼ 0.25% · 3.875%
HK$184,070
−HK$4,877/mo
Today · 4.125%
HK$188,947
baseline
▲ 0.50% · 4.625%
HK$198,907
+HK$9,960/mo
Deposit HK$3.93M · loan HK$35.33M · min. income ≈ HK$377,894/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$1,668,499 · Scale 2, in force from 26 Feb 2026)