LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,522
−HK$5,614/mo
▼ 0.25% · 3.875%
HK$92,306
−HK$2,830/mo
Today · 4.125%
HK$95,136
baseline
▲ 0.50% · 4.625%
HK$100,924
+HK$5,788/mo
Deposit HK$19.63M · loan HK$19.63M · min. income ≈ HK$190,272/mo (50% DSR)
Upfront cash ≈ HK$21.30M (deposit + AVD stamp duty HK$1,668,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,592
−HK$5,381/mo
▼ 0.25% · 3.875%
HK$102,263
−HK$2,710/mo
Today · 4.125%
HK$104,973
baseline
▲ 0.50% · 4.625%
HK$110,506
+HK$5,533/mo
Deposit HK$19.63M · loan HK$19.63M · min. income ≈ HK$209,946/mo (50% DSR)
Upfront cash ≈ HK$21.30M (deposit + AVD stamp duty HK$1,668,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,426
−HK$6,737/mo
▼ 0.25% · 3.875%
HK$110,768
−HK$3,395/mo
Today · 4.125%
HK$114,163
baseline
▲ 0.50% · 4.625%
HK$121,109
+HK$6,946/mo
Deposit HK$15.70M · loan HK$23.56M · min. income ≈ HK$228,326/mo (50% DSR)
Upfront cash ≈ HK$17.37M (deposit + AVD stamp duty HK$1,668,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,510
−HK$6,457/mo
▼ 0.25% · 3.875%
HK$122,716
−HK$3,251/mo
Today · 4.125%
HK$125,967
baseline
▲ 0.50% · 4.625%
HK$132,607
+HK$6,640/mo
Deposit HK$15.70M · loan HK$23.56M · min. income ≈ HK$251,934/mo (50% DSR)
Upfront cash ≈ HK$17.37M (deposit + AVD stamp duty HK$1,668,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,330
−HK$7,860/mo
▼ 0.25% · 3.875%
HK$129,229
−HK$3,961/mo
Today · 4.125%
HK$133,190
baseline
▲ 0.50% · 4.625%
HK$141,294
+HK$8,104/mo
Deposit HK$11.78M · loan HK$27.48M · min. income ≈ HK$266,380/mo (50% DSR)
Upfront cash ≈ HK$13.45M (deposit + AVD stamp duty HK$1,668,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,429
−HK$7,533/mo
▼ 0.25% · 3.875%
HK$143,168
−HK$3,794/mo
Today · 4.125%
HK$146,962
baseline
▲ 0.50% · 4.625%
HK$154,708
+HK$7,746/mo
Deposit HK$11.78M · loan HK$27.48M · min. income ≈ HK$293,924/mo (50% DSR)
Upfront cash ≈ HK$13.45M (deposit + AVD stamp duty HK$1,668,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,139
−HK$10,105/mo
▼ 0.25% · 3.875%
HK$166,151
−HK$5,093/mo
Today · 4.125%
HK$171,244
baseline
▲ 0.50% · 4.625%
HK$181,664
+HK$10,420/mo
Deposit HK$3.93M · loan HK$35.33M · min. income ≈ HK$342,488/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$1,668,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,266
−HK$9,685/mo
▼ 0.25% · 3.875%
HK$184,073
−HK$4,878/mo
Today · 4.125%
HK$188,951
baseline
▲ 0.50% · 4.625%
HK$198,911
+HK$9,960/mo
Deposit HK$3.93M · loan HK$35.33M · min. income ≈ HK$377,902/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$1,668,530 · Scale 2, in force from 26 Feb 2026)