LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,528
−HK$5,614/mo
▼ 0.25% · 3.875%
HK$92,313
−HK$2,829/mo
Today · 4.125%
HK$95,142
baseline
▲ 0.50% · 4.625%
HK$100,931
+HK$5,789/mo
Deposit HK$19.63M · loan HK$19.63M · min. income ≈ HK$190,284/mo (50% DSR)
Upfront cash ≈ HK$21.30M (deposit + AVD stamp duty HK$1,668,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,599
−HK$5,381/mo
▼ 0.25% · 3.875%
HK$102,270
−HK$2,710/mo
Today · 4.125%
HK$104,980
baseline
▲ 0.50% · 4.625%
HK$110,514
+HK$5,534/mo
Deposit HK$19.63M · loan HK$19.63M · min. income ≈ HK$209,960/mo (50% DSR)
Upfront cash ≈ HK$21.30M (deposit + AVD stamp duty HK$1,668,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,434
−HK$6,737/mo
▼ 0.25% · 3.875%
HK$110,775
−HK$3,396/mo
Today · 4.125%
HK$114,171
baseline
▲ 0.50% · 4.625%
HK$121,118
+HK$6,947/mo
Deposit HK$15.70M · loan HK$23.56M · min. income ≈ HK$228,342/mo (50% DSR)
Upfront cash ≈ HK$17.37M (deposit + AVD stamp duty HK$1,668,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,519
−HK$6,457/mo
▼ 0.25% · 3.875%
HK$122,724
−HK$3,252/mo
Today · 4.125%
HK$125,976
baseline
▲ 0.50% · 4.625%
HK$132,617
+HK$6,641/mo
Deposit HK$15.70M · loan HK$23.56M · min. income ≈ HK$251,952/mo (50% DSR)
Upfront cash ≈ HK$17.37M (deposit + AVD stamp duty HK$1,668,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,339
−HK$7,860/mo
▼ 0.25% · 3.875%
HK$129,238
−HK$3,961/mo
Today · 4.125%
HK$133,199
baseline
▲ 0.50% · 4.625%
HK$141,304
+HK$8,105/mo
Deposit HK$11.78M · loan HK$27.48M · min. income ≈ HK$266,398/mo (50% DSR)
Upfront cash ≈ HK$13.45M (deposit + AVD stamp duty HK$1,668,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,439
−HK$7,533/mo
▼ 0.25% · 3.875%
HK$143,178
−HK$3,794/mo
Today · 4.125%
HK$146,972
baseline
▲ 0.50% · 4.625%
HK$154,719
+HK$7,747/mo
Deposit HK$11.78M · loan HK$27.48M · min. income ≈ HK$293,944/mo (50% DSR)
Upfront cash ≈ HK$13.45M (deposit + AVD stamp duty HK$1,668,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,151
−HK$10,105/mo
▼ 0.25% · 3.875%
HK$166,163
−HK$5,093/mo
Today · 4.125%
HK$171,256
baseline
▲ 0.50% · 4.625%
HK$181,677
+HK$10,421/mo
Deposit HK$3.93M · loan HK$35.34M · min. income ≈ HK$342,512/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$1,668,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,278
−HK$9,686/mo
▼ 0.25% · 3.875%
HK$184,086
−HK$4,878/mo
Today · 4.125%
HK$188,964
baseline
▲ 0.50% · 4.625%
HK$198,925
+HK$9,961/mo
Deposit HK$3.93M · loan HK$35.34M · min. income ≈ HK$377,928/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$1,668,647 · Scale 2, in force from 26 Feb 2026)