LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,529
−HK$5,614/mo
▼ 0.25% · 3.875%
HK$92,314
−HK$2,829/mo
Today · 4.125%
HK$95,143
baseline
▲ 0.50% · 4.625%
HK$100,933
+HK$5,790/mo
Deposit HK$19.63M · loan HK$19.63M · min. income ≈ HK$190,286/mo (50% DSR)
Upfront cash ≈ HK$21.30M (deposit + AVD stamp duty HK$1,668,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,600
−HK$5,381/mo
▼ 0.25% · 3.875%
HK$102,271
−HK$2,710/mo
Today · 4.125%
HK$104,981
baseline
▲ 0.50% · 4.625%
HK$110,515
+HK$5,534/mo
Deposit HK$19.63M · loan HK$19.63M · min. income ≈ HK$209,962/mo (50% DSR)
Upfront cash ≈ HK$21.30M (deposit + AVD stamp duty HK$1,668,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,435
−HK$6,737/mo
▼ 0.25% · 3.875%
HK$110,777
−HK$3,395/mo
Today · 4.125%
HK$114,172
baseline
▲ 0.50% · 4.625%
HK$121,119
+HK$6,947/mo
Deposit HK$15.71M · loan HK$23.56M · min. income ≈ HK$228,344/mo (50% DSR)
Upfront cash ≈ HK$17.37M (deposit + AVD stamp duty HK$1,668,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,520
−HK$6,458/mo
▼ 0.25% · 3.875%
HK$122,726
−HK$3,252/mo
Today · 4.125%
HK$125,978
baseline
▲ 0.50% · 4.625%
HK$132,618
+HK$6,640/mo
Deposit HK$15.71M · loan HK$23.56M · min. income ≈ HK$251,956/mo (50% DSR)
Upfront cash ≈ HK$17.37M (deposit + AVD stamp duty HK$1,668,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,341
−HK$7,860/mo
▼ 0.25% · 3.875%
HK$129,240
−HK$3,961/mo
Today · 4.125%
HK$133,201
baseline
▲ 0.50% · 4.625%
HK$141,306
+HK$8,105/mo
Deposit HK$11.78M · loan HK$27.48M · min. income ≈ HK$266,402/mo (50% DSR)
Upfront cash ≈ HK$13.45M (deposit + AVD stamp duty HK$1,668,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,440
−HK$7,534/mo
▼ 0.25% · 3.875%
HK$143,180
−HK$3,794/mo
Today · 4.125%
HK$146,974
baseline
▲ 0.50% · 4.625%
HK$154,721
+HK$7,747/mo
Deposit HK$11.78M · loan HK$27.48M · min. income ≈ HK$293,948/mo (50% DSR)
Upfront cash ≈ HK$13.45M (deposit + AVD stamp duty HK$1,668,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,152
−HK$10,106/mo
▼ 0.25% · 3.875%
HK$166,165
−HK$5,093/mo
Today · 4.125%
HK$171,258
baseline
▲ 0.50% · 4.625%
HK$181,679
+HK$10,421/mo
Deposit HK$3.93M · loan HK$35.34M · min. income ≈ HK$342,516/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$1,668,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,280
−HK$9,686/mo
▼ 0.25% · 3.875%
HK$184,089
−HK$4,877/mo
Today · 4.125%
HK$188,966
baseline
▲ 0.50% · 4.625%
HK$198,927
+HK$9,961/mo
Deposit HK$3.93M · loan HK$35.34M · min. income ≈ HK$377,932/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$1,668,666 · Scale 2, in force from 26 Feb 2026)