LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,547
−HK$5,616/mo
▼ 0.25% · 3.875%
HK$92,333
−HK$2,830/mo
Today · 4.125%
HK$95,163
baseline
▲ 0.50% · 4.625%
HK$100,953
+HK$5,790/mo
Deposit HK$19.64M · loan HK$19.64M · min. income ≈ HK$190,326/mo (50% DSR)
Upfront cash ≈ HK$21.30M (deposit + AVD stamp duty HK$1,669,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,620
−HK$5,382/mo
▼ 0.25% · 3.875%
HK$102,292
−HK$2,710/mo
Today · 4.125%
HK$105,002
baseline
▲ 0.50% · 4.625%
HK$110,537
+HK$5,535/mo
Deposit HK$19.64M · loan HK$19.64M · min. income ≈ HK$210,004/mo (50% DSR)
Upfront cash ≈ HK$21.30M (deposit + AVD stamp duty HK$1,669,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,457
−HK$6,738/mo
▼ 0.25% · 3.875%
HK$110,799
−HK$3,396/mo
Today · 4.125%
HK$114,195
baseline
▲ 0.50% · 4.625%
HK$121,144
+HK$6,949/mo
Deposit HK$15.71M · loan HK$23.56M · min. income ≈ HK$228,390/mo (50% DSR)
Upfront cash ≈ HK$17.38M (deposit + AVD stamp duty HK$1,669,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,544
−HK$6,459/mo
▼ 0.25% · 3.875%
HK$122,750
−HK$3,253/mo
Today · 4.125%
HK$126,003
baseline
▲ 0.50% · 4.625%
HK$132,645
+HK$6,642/mo
Deposit HK$15.71M · loan HK$23.56M · min. income ≈ HK$252,006/mo (50% DSR)
Upfront cash ≈ HK$17.38M (deposit + AVD stamp duty HK$1,669,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,366
−HK$7,862/mo
▼ 0.25% · 3.875%
HK$129,266
−HK$3,962/mo
Today · 4.125%
HK$133,228
baseline
▲ 0.50% · 4.625%
HK$141,334
+HK$8,106/mo
Deposit HK$11.78M · loan HK$27.49M · min. income ≈ HK$266,456/mo (50% DSR)
Upfront cash ≈ HK$13.45M (deposit + AVD stamp duty HK$1,669,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,468
−HK$7,535/mo
▼ 0.25% · 3.875%
HK$143,209
−HK$3,794/mo
Today · 4.125%
HK$147,003
baseline
▲ 0.50% · 4.625%
HK$154,752
+HK$7,749/mo
Deposit HK$11.78M · loan HK$27.49M · min. income ≈ HK$294,006/mo (50% DSR)
Upfront cash ≈ HK$13.45M (deposit + AVD stamp duty HK$1,669,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,185
−HK$10,108/mo
▼ 0.25% · 3.875%
HK$166,199
−HK$5,094/mo
Today · 4.125%
HK$171,293
baseline
▲ 0.50% · 4.625%
HK$181,715
+HK$10,422/mo
Deposit HK$3.93M · loan HK$35.34M · min. income ≈ HK$342,586/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$1,669,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,317
−HK$9,687/mo
▼ 0.25% · 3.875%
HK$184,126
−HK$4,878/mo
Today · 4.125%
HK$189,004
baseline
▲ 0.50% · 4.625%
HK$198,967
+HK$9,963/mo
Deposit HK$3.93M · loan HK$35.34M · min. income ≈ HK$378,008/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$1,669,003 · Scale 2, in force from 26 Feb 2026)