LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,557
−HK$5,616/mo
▼ 0.25% · 3.875%
HK$92,343
−HK$2,830/mo
Today · 4.125%
HK$95,173
baseline
▲ 0.50% · 4.625%
HK$100,965
+HK$5,792/mo
Deposit HK$19.64M · loan HK$19.64M · min. income ≈ HK$190,346/mo (50% DSR)
Upfront cash ≈ HK$21.31M (deposit + AVD stamp duty HK$1,669,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,632
−HK$5,383/mo
▼ 0.25% · 3.875%
HK$102,304
−HK$2,711/mo
Today · 4.125%
HK$105,015
baseline
▲ 0.50% · 4.625%
HK$110,550
+HK$5,535/mo
Deposit HK$19.64M · loan HK$19.64M · min. income ≈ HK$210,030/mo (50% DSR)
Upfront cash ≈ HK$21.31M (deposit + AVD stamp duty HK$1,669,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,469
−HK$6,739/mo
▼ 0.25% · 3.875%
HK$110,812
−HK$3,396/mo
Today · 4.125%
HK$114,208
baseline
▲ 0.50% · 4.625%
HK$121,157
+HK$6,949/mo
Deposit HK$15.71M · loan HK$23.57M · min. income ≈ HK$228,416/mo (50% DSR)
Upfront cash ≈ HK$17.38M (deposit + AVD stamp duty HK$1,669,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,558
−HK$6,459/mo
▼ 0.25% · 3.875%
HK$122,765
−HK$3,252/mo
Today · 4.125%
HK$126,017
baseline
▲ 0.50% · 4.625%
HK$132,660
+HK$6,643/mo
Deposit HK$15.71M · loan HK$23.57M · min. income ≈ HK$252,034/mo (50% DSR)
Upfront cash ≈ HK$17.38M (deposit + AVD stamp duty HK$1,669,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,380
−HK$7,863/mo
▼ 0.25% · 3.875%
HK$129,280
−HK$3,963/mo
Today · 4.125%
HK$133,243
baseline
▲ 0.50% · 4.625%
HK$141,350
+HK$8,107/mo
Deposit HK$11.78M · loan HK$27.49M · min. income ≈ HK$266,486/mo (50% DSR)
Upfront cash ≈ HK$13.45M (deposit + AVD stamp duty HK$1,669,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,484
−HK$7,536/mo
▼ 0.25% · 3.875%
HK$143,225
−HK$3,795/mo
Today · 4.125%
HK$147,020
baseline
▲ 0.50% · 4.625%
HK$154,770
+HK$7,750/mo
Deposit HK$11.78M · loan HK$27.49M · min. income ≈ HK$294,040/mo (50% DSR)
Upfront cash ≈ HK$13.45M (deposit + AVD stamp duty HK$1,669,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,203
−HK$10,109/mo
▼ 0.25% · 3.875%
HK$166,218
−HK$5,094/mo
Today · 4.125%
HK$171,312
baseline
▲ 0.50% · 4.625%
HK$181,736
+HK$10,424/mo
Deposit HK$3.93M · loan HK$35.35M · min. income ≈ HK$342,624/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$1,669,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,337
−HK$9,689/mo
▼ 0.25% · 3.875%
HK$184,147
−HK$4,879/mo
Today · 4.125%
HK$189,026
baseline
▲ 0.50% · 4.625%
HK$198,990
+HK$9,964/mo
Deposit HK$3.93M · loan HK$35.35M · min. income ≈ HK$378,052/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$1,669,195 · Scale 2, in force from 26 Feb 2026)