LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,561
−HK$5,617/mo
▼ 0.25% · 3.875%
HK$92,347
−HK$2,831/mo
Today · 4.125%
HK$95,178
baseline
▲ 0.50% · 4.625%
HK$100,969
+HK$5,791/mo
Deposit HK$19.64M · loan HK$19.64M · min. income ≈ HK$190,356/mo (50% DSR)
Upfront cash ≈ HK$21.31M (deposit + AVD stamp duty HK$1,669,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,636
−HK$5,383/mo
▼ 0.25% · 3.875%
HK$102,308
−HK$2,711/mo
Today · 4.125%
HK$105,019
baseline
▲ 0.50% · 4.625%
HK$110,555
+HK$5,536/mo
Deposit HK$19.64M · loan HK$19.64M · min. income ≈ HK$210,038/mo (50% DSR)
Upfront cash ≈ HK$21.31M (deposit + AVD stamp duty HK$1,669,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,474
−HK$6,739/mo
▼ 0.25% · 3.875%
HK$110,817
−HK$3,396/mo
Today · 4.125%
HK$114,213
baseline
▲ 0.50% · 4.625%
HK$121,163
+HK$6,950/mo
Deposit HK$15.71M · loan HK$23.57M · min. income ≈ HK$228,426/mo (50% DSR)
Upfront cash ≈ HK$17.38M (deposit + AVD stamp duty HK$1,669,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,563
−HK$6,460/mo
▼ 0.25% · 3.875%
HK$122,770
−HK$3,253/mo
Today · 4.125%
HK$126,023
baseline
▲ 0.50% · 4.625%
HK$132,666
+HK$6,643/mo
Deposit HK$15.71M · loan HK$23.57M · min. income ≈ HK$252,046/mo (50% DSR)
Upfront cash ≈ HK$17.38M (deposit + AVD stamp duty HK$1,669,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,386
−HK$7,863/mo
▼ 0.25% · 3.875%
HK$129,286
−HK$3,963/mo
Today · 4.125%
HK$133,249
baseline
▲ 0.50% · 4.625%
HK$141,357
+HK$8,108/mo
Deposit HK$11.78M · loan HK$27.49M · min. income ≈ HK$266,498/mo (50% DSR)
Upfront cash ≈ HK$13.45M (deposit + AVD stamp duty HK$1,669,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,491
−HK$7,536/mo
▼ 0.25% · 3.875%
HK$143,232
−HK$3,795/mo
Today · 4.125%
HK$147,027
baseline
▲ 0.50% · 4.625%
HK$154,777
+HK$7,750/mo
Deposit HK$11.78M · loan HK$27.49M · min. income ≈ HK$294,054/mo (50% DSR)
Upfront cash ≈ HK$13.45M (deposit + AVD stamp duty HK$1,669,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,211
−HK$10,109/mo
▼ 0.25% · 3.875%
HK$166,225
−HK$5,095/mo
Today · 4.125%
HK$171,320
baseline
▲ 0.50% · 4.625%
HK$181,744
+HK$10,424/mo
Deposit HK$3.93M · loan HK$35.35M · min. income ≈ HK$342,640/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$1,669,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,345
−HK$9,690/mo
▼ 0.25% · 3.875%
HK$184,155
−HK$4,880/mo
Today · 4.125%
HK$189,035
baseline
▲ 0.50% · 4.625%
HK$198,999
+HK$9,964/mo
Deposit HK$3.93M · loan HK$35.35M · min. income ≈ HK$378,070/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$1,669,269 · Scale 2, in force from 26 Feb 2026)