LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,565
−HK$5,617/mo
▼ 0.25% · 3.875%
HK$92,351
−HK$2,831/mo
Today · 4.125%
HK$95,182
baseline
▲ 0.50% · 4.625%
HK$100,973
+HK$5,791/mo
Deposit HK$19.64M · loan HK$19.64M · min. income ≈ HK$190,364/mo (50% DSR)
Upfront cash ≈ HK$21.31M (deposit + AVD stamp duty HK$1,669,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,640
−HK$5,384/mo
▼ 0.25% · 3.875%
HK$102,313
−HK$2,711/mo
Today · 4.125%
HK$105,024
baseline
▲ 0.50% · 4.625%
HK$110,560
+HK$5,536/mo
Deposit HK$19.64M · loan HK$19.64M · min. income ≈ HK$210,048/mo (50% DSR)
Upfront cash ≈ HK$21.31M (deposit + AVD stamp duty HK$1,669,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,478
−HK$6,740/mo
▼ 0.25% · 3.875%
HK$110,821
−HK$3,397/mo
Today · 4.125%
HK$114,218
baseline
▲ 0.50% · 4.625%
HK$121,168
+HK$6,950/mo
Deposit HK$15.71M · loan HK$23.57M · min. income ≈ HK$228,436/mo (50% DSR)
Upfront cash ≈ HK$17.38M (deposit + AVD stamp duty HK$1,669,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,569
−HK$6,459/mo
▼ 0.25% · 3.875%
HK$122,775
−HK$3,253/mo
Today · 4.125%
HK$126,028
baseline
▲ 0.50% · 4.625%
HK$132,672
+HK$6,644/mo
Deposit HK$15.71M · loan HK$23.57M · min. income ≈ HK$252,056/mo (50% DSR)
Upfront cash ≈ HK$17.38M (deposit + AVD stamp duty HK$1,669,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,391
−HK$7,863/mo
▼ 0.25% · 3.875%
HK$129,292
−HK$3,962/mo
Today · 4.125%
HK$133,254
baseline
▲ 0.50% · 4.625%
HK$141,363
+HK$8,109/mo
Deposit HK$11.78M · loan HK$27.50M · min. income ≈ HK$266,508/mo (50% DSR)
Upfront cash ≈ HK$13.45M (deposit + AVD stamp duty HK$1,669,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,497
−HK$7,536/mo
▼ 0.25% · 3.875%
HK$143,238
−HK$3,795/mo
Today · 4.125%
HK$147,033
baseline
▲ 0.50% · 4.625%
HK$154,783
+HK$7,750/mo
Deposit HK$11.78M · loan HK$27.50M · min. income ≈ HK$294,066/mo (50% DSR)
Upfront cash ≈ HK$13.45M (deposit + AVD stamp duty HK$1,669,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,217
−HK$10,110/mo
▼ 0.25% · 3.875%
HK$166,232
−HK$5,095/mo
Today · 4.125%
HK$171,327
baseline
▲ 0.50% · 4.625%
HK$181,752
+HK$10,425/mo
Deposit HK$3.93M · loan HK$35.35M · min. income ≈ HK$342,654/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$1,669,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,353
−HK$9,690/mo
▼ 0.25% · 3.875%
HK$184,163
−HK$4,880/mo
Today · 4.125%
HK$189,043
baseline
▲ 0.50% · 4.625%
HK$199,007
+HK$9,964/mo
Deposit HK$3.93M · loan HK$35.35M · min. income ≈ HK$378,086/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$1,669,340 · Scale 2, in force from 26 Feb 2026)