LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,572
−HK$5,617/mo
▼ 0.25% · 3.875%
HK$92,358
−HK$2,831/mo
Today · 4.125%
HK$95,189
baseline
▲ 0.50% · 4.625%
HK$100,981
+HK$5,792/mo
Deposit HK$19.64M · loan HK$19.64M · min. income ≈ HK$190,378/mo (50% DSR)
Upfront cash ≈ HK$21.31M (deposit + AVD stamp duty HK$1,669,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,648
−HK$5,383/mo
▼ 0.25% · 3.875%
HK$102,320
−HK$2,711/mo
Today · 4.125%
HK$105,031
baseline
▲ 0.50% · 4.625%
HK$110,568
+HK$5,537/mo
Deposit HK$19.64M · loan HK$19.64M · min. income ≈ HK$210,062/mo (50% DSR)
Upfront cash ≈ HK$21.31M (deposit + AVD stamp duty HK$1,669,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,486
−HK$6,740/mo
▼ 0.25% · 3.875%
HK$110,830
−HK$3,396/mo
Today · 4.125%
HK$114,226
baseline
▲ 0.50% · 4.625%
HK$121,177
+HK$6,951/mo
Deposit HK$15.71M · loan HK$23.57M · min. income ≈ HK$228,452/mo (50% DSR)
Upfront cash ≈ HK$17.38M (deposit + AVD stamp duty HK$1,669,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,577
−HK$6,461/mo
▼ 0.25% · 3.875%
HK$122,784
−HK$3,254/mo
Today · 4.125%
HK$126,038
baseline
▲ 0.50% · 4.625%
HK$132,681
+HK$6,643/mo
Deposit HK$15.71M · loan HK$23.57M · min. income ≈ HK$252,076/mo (50% DSR)
Upfront cash ≈ HK$17.38M (deposit + AVD stamp duty HK$1,669,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,400
−HK$7,864/mo
▼ 0.25% · 3.875%
HK$129,301
−HK$3,963/mo
Today · 4.125%
HK$133,264
baseline
▲ 0.50% · 4.625%
HK$141,373
+HK$8,109/mo
Deposit HK$11.78M · loan HK$27.50M · min. income ≈ HK$266,528/mo (50% DSR)
Upfront cash ≈ HK$13.45M (deposit + AVD stamp duty HK$1,669,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,507
−HK$7,537/mo
▼ 0.25% · 3.875%
HK$143,248
−HK$3,796/mo
Today · 4.125%
HK$147,044
baseline
▲ 0.50% · 4.625%
HK$154,795
+HK$7,751/mo
Deposit HK$11.78M · loan HK$27.50M · min. income ≈ HK$294,088/mo (50% DSR)
Upfront cash ≈ HK$13.45M (deposit + AVD stamp duty HK$1,669,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,229
−HK$10,111/mo
▼ 0.25% · 3.875%
HK$166,244
−HK$5,096/mo
Today · 4.125%
HK$171,340
baseline
▲ 0.50% · 4.625%
HK$181,765
+HK$10,425/mo
Deposit HK$3.93M · loan HK$35.35M · min. income ≈ HK$342,680/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$1,669,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,366
−HK$9,690/mo
▼ 0.25% · 3.875%
HK$184,176
−HK$4,880/mo
Today · 4.125%
HK$189,056
baseline
▲ 0.50% · 4.625%
HK$199,022
+HK$9,966/mo
Deposit HK$3.93M · loan HK$35.35M · min. income ≈ HK$378,112/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$1,669,462 · Scale 2, in force from 26 Feb 2026)