LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,572
−HK$5,617/mo
▼ 0.25% · 3.875%
HK$92,359
−HK$2,830/mo
Today · 4.125%
HK$95,189
baseline
▲ 0.50% · 4.625%
HK$100,981
+HK$5,792/mo
Deposit HK$19.64M · loan HK$19.64M · min. income ≈ HK$190,378/mo (50% DSR)
Upfront cash ≈ HK$21.31M (deposit + AVD stamp duty HK$1,669,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,648
−HK$5,384/mo
▼ 0.25% · 3.875%
HK$102,321
−HK$2,711/mo
Today · 4.125%
HK$105,032
baseline
▲ 0.50% · 4.625%
HK$110,568
+HK$5,536/mo
Deposit HK$19.64M · loan HK$19.64M · min. income ≈ HK$210,064/mo (50% DSR)
Upfront cash ≈ HK$21.31M (deposit + AVD stamp duty HK$1,669,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,487
−HK$6,740/mo
▼ 0.25% · 3.875%
HK$110,830
−HK$3,397/mo
Today · 4.125%
HK$114,227
baseline
▲ 0.50% · 4.625%
HK$121,178
+HK$6,951/mo
Deposit HK$15.71M · loan HK$23.57M · min. income ≈ HK$228,454/mo (50% DSR)
Upfront cash ≈ HK$17.38M (deposit + AVD stamp duty HK$1,669,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,578
−HK$6,460/mo
▼ 0.25% · 3.875%
HK$122,785
−HK$3,253/mo
Today · 4.125%
HK$126,038
baseline
▲ 0.50% · 4.625%
HK$132,682
+HK$6,644/mo
Deposit HK$15.71M · loan HK$23.57M · min. income ≈ HK$252,076/mo (50% DSR)
Upfront cash ≈ HK$17.38M (deposit + AVD stamp duty HK$1,669,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,401
−HK$7,864/mo
▼ 0.25% · 3.875%
HK$129,302
−HK$3,963/mo
Today · 4.125%
HK$133,265
baseline
▲ 0.50% · 4.625%
HK$141,374
+HK$8,109/mo
Deposit HK$11.78M · loan HK$27.50M · min. income ≈ HK$266,530/mo (50% DSR)
Upfront cash ≈ HK$13.45M (deposit + AVD stamp duty HK$1,669,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,508
−HK$7,537/mo
▼ 0.25% · 3.875%
HK$143,249
−HK$3,796/mo
Today · 4.125%
HK$147,045
baseline
▲ 0.50% · 4.625%
HK$154,796
+HK$7,751/mo
Deposit HK$11.78M · loan HK$27.50M · min. income ≈ HK$294,090/mo (50% DSR)
Upfront cash ≈ HK$13.45M (deposit + AVD stamp duty HK$1,669,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,230
−HK$10,111/mo
▼ 0.25% · 3.875%
HK$166,245
−HK$5,096/mo
Today · 4.125%
HK$171,341
baseline
▲ 0.50% · 4.625%
HK$181,767
+HK$10,426/mo
Deposit HK$3.93M · loan HK$35.35M · min. income ≈ HK$342,682/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$1,669,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,367
−HK$9,691/mo
▼ 0.25% · 3.875%
HK$184,178
−HK$4,880/mo
Today · 4.125%
HK$189,058
baseline
▲ 0.50% · 4.625%
HK$199,023
+HK$9,965/mo
Deposit HK$3.93M · loan HK$35.35M · min. income ≈ HK$378,116/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$1,669,473 · Scale 2, in force from 26 Feb 2026)