LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,580
−HK$5,618/mo
▼ 0.25% · 3.875%
HK$92,367
−HK$2,831/mo
Today · 4.125%
HK$95,198
baseline
▲ 0.50% · 4.625%
HK$100,990
+HK$5,792/mo
Deposit HK$19.64M · loan HK$19.64M · min. income ≈ HK$190,396/mo (50% DSR)
Upfront cash ≈ HK$21.31M (deposit + AVD stamp duty HK$1,669,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,657
−HK$5,384/mo
▼ 0.25% · 3.875%
HK$102,330
−HK$2,711/mo
Today · 4.125%
HK$105,041
baseline
▲ 0.50% · 4.625%
HK$110,578
+HK$5,537/mo
Deposit HK$19.64M · loan HK$19.64M · min. income ≈ HK$210,082/mo (50% DSR)
Upfront cash ≈ HK$21.31M (deposit + AVD stamp duty HK$1,669,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,496
−HK$6,741/mo
▼ 0.25% · 3.875%
HK$110,840
−HK$3,397/mo
Today · 4.125%
HK$114,237
baseline
▲ 0.50% · 4.625%
HK$121,188
+HK$6,951/mo
Deposit HK$15.71M · loan HK$23.57M · min. income ≈ HK$228,474/mo (50% DSR)
Upfront cash ≈ HK$17.38M (deposit + AVD stamp duty HK$1,669,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,588
−HK$6,461/mo
▼ 0.25% · 3.875%
HK$122,796
−HK$3,253/mo
Today · 4.125%
HK$126,049
baseline
▲ 0.50% · 4.625%
HK$132,694
+HK$6,645/mo
Deposit HK$15.71M · loan HK$23.57M · min. income ≈ HK$252,098/mo (50% DSR)
Upfront cash ≈ HK$17.38M (deposit + AVD stamp duty HK$1,669,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,412
−HK$7,865/mo
▼ 0.25% · 3.875%
HK$129,313
−HK$3,964/mo
Today · 4.125%
HK$133,277
baseline
▲ 0.50% · 4.625%
HK$141,386
+HK$8,109/mo
Deposit HK$11.79M · loan HK$27.50M · min. income ≈ HK$266,554/mo (50% DSR)
Upfront cash ≈ HK$13.46M (deposit + AVD stamp duty HK$1,669,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,520
−HK$7,538/mo
▼ 0.25% · 3.875%
HK$143,262
−HK$3,796/mo
Today · 4.125%
HK$147,058
baseline
▲ 0.50% · 4.625%
HK$154,809
+HK$7,751/mo
Deposit HK$11.79M · loan HK$27.50M · min. income ≈ HK$294,116/mo (50% DSR)
Upfront cash ≈ HK$13.46M (deposit + AVD stamp duty HK$1,669,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,244
−HK$10,112/mo
▼ 0.25% · 3.875%
HK$166,260
−HK$5,096/mo
Today · 4.125%
HK$171,356
baseline
▲ 0.50% · 4.625%
HK$181,782
+HK$10,426/mo
Deposit HK$3.93M · loan HK$35.36M · min. income ≈ HK$342,712/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$1,669,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,383
−HK$9,691/mo
▼ 0.25% · 3.875%
HK$184,193
−HK$4,881/mo
Today · 4.125%
HK$189,074
baseline
▲ 0.50% · 4.625%
HK$199,040
+HK$9,966/mo
Deposit HK$3.93M · loan HK$35.36M · min. income ≈ HK$378,148/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$1,669,617 · Scale 2, in force from 26 Feb 2026)