LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,584
−HK$5,618/mo
▼ 0.25% · 3.875%
HK$92,371
−HK$2,831/mo
Today · 4.125%
HK$95,202
baseline
▲ 0.50% · 4.625%
HK$100,995
+HK$5,793/mo
Deposit HK$19.64M · loan HK$19.64M · min. income ≈ HK$190,404/mo (50% DSR)
Upfront cash ≈ HK$21.31M (deposit + AVD stamp duty HK$1,669,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,662
−HK$5,384/mo
▼ 0.25% · 3.875%
HK$102,334
−HK$2,712/mo
Today · 4.125%
HK$105,046
baseline
▲ 0.50% · 4.625%
HK$110,583
+HK$5,537/mo
Deposit HK$19.64M · loan HK$19.64M · min. income ≈ HK$210,092/mo (50% DSR)
Upfront cash ≈ HK$21.31M (deposit + AVD stamp duty HK$1,669,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,501
−HK$6,741/mo
▼ 0.25% · 3.875%
HK$110,845
−HK$3,397/mo
Today · 4.125%
HK$114,242
baseline
▲ 0.50% · 4.625%
HK$121,194
+HK$6,952/mo
Deposit HK$15.71M · loan HK$23.57M · min. income ≈ HK$228,484/mo (50% DSR)
Upfront cash ≈ HK$17.38M (deposit + AVD stamp duty HK$1,669,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,594
−HK$6,461/mo
▼ 0.25% · 3.875%
HK$122,801
−HK$3,254/mo
Today · 4.125%
HK$126,055
baseline
▲ 0.50% · 4.625%
HK$132,700
+HK$6,645/mo
Deposit HK$15.71M · loan HK$23.57M · min. income ≈ HK$252,110/mo (50% DSR)
Upfront cash ≈ HK$17.38M (deposit + AVD stamp duty HK$1,669,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,418
−HK$7,865/mo
▼ 0.25% · 3.875%
HK$129,319
−HK$3,964/mo
Today · 4.125%
HK$133,283
baseline
▲ 0.50% · 4.625%
HK$141,393
+HK$8,110/mo
Deposit HK$11.79M · loan HK$27.50M · min. income ≈ HK$266,566/mo (50% DSR)
Upfront cash ≈ HK$13.46M (deposit + AVD stamp duty HK$1,669,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,526
−HK$7,538/mo
▼ 0.25% · 3.875%
HK$143,268
−HK$3,796/mo
Today · 4.125%
HK$147,064
baseline
▲ 0.50% · 4.625%
HK$154,816
+HK$7,752/mo
Deposit HK$11.79M · loan HK$27.50M · min. income ≈ HK$294,128/mo (50% DSR)
Upfront cash ≈ HK$13.46M (deposit + AVD stamp duty HK$1,669,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,252
−HK$10,112/mo
▼ 0.25% · 3.875%
HK$166,268
−HK$5,096/mo
Today · 4.125%
HK$171,364
baseline
▲ 0.50% · 4.625%
HK$181,791
+HK$10,427/mo
Deposit HK$3.93M · loan HK$35.36M · min. income ≈ HK$342,728/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$1,669,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,391
−HK$9,692/mo
▼ 0.25% · 3.875%
HK$184,202
−HK$4,881/mo
Today · 4.125%
HK$189,083
baseline
▲ 0.50% · 4.625%
HK$199,050
+HK$9,967/mo
Deposit HK$3.93M · loan HK$35.36M · min. income ≈ HK$378,166/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$1,669,695 · Scale 2, in force from 26 Feb 2026)