LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,587
−HK$5,618/mo
▼ 0.25% · 3.875%
HK$92,374
−HK$2,831/mo
Today · 4.125%
HK$95,205
baseline
▲ 0.50% · 4.625%
HK$100,998
+HK$5,793/mo
Deposit HK$19.64M · loan HK$19.64M · min. income ≈ HK$190,410/mo (50% DSR)
Upfront cash ≈ HK$21.31M (deposit + AVD stamp duty HK$1,669,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,665
−HK$5,385/mo
▼ 0.25% · 3.875%
HK$102,338
−HK$2,712/mo
Today · 4.125%
HK$105,050
baseline
▲ 0.50% · 4.625%
HK$110,587
+HK$5,537/mo
Deposit HK$19.64M · loan HK$19.64M · min. income ≈ HK$210,100/mo (50% DSR)
Upfront cash ≈ HK$21.31M (deposit + AVD stamp duty HK$1,669,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,505
−HK$6,741/mo
▼ 0.25% · 3.875%
HK$110,849
−HK$3,397/mo
Today · 4.125%
HK$114,246
baseline
▲ 0.50% · 4.625%
HK$121,198
+HK$6,952/mo
Deposit HK$15.72M · loan HK$23.57M · min. income ≈ HK$228,492/mo (50% DSR)
Upfront cash ≈ HK$17.39M (deposit + AVD stamp duty HK$1,669,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,598
−HK$6,462/mo
▼ 0.25% · 3.875%
HK$122,806
−HK$3,254/mo
Today · 4.125%
HK$126,060
baseline
▲ 0.50% · 4.625%
HK$132,704
+HK$6,644/mo
Deposit HK$15.72M · loan HK$23.57M · min. income ≈ HK$252,120/mo (50% DSR)
Upfront cash ≈ HK$17.39M (deposit + AVD stamp duty HK$1,669,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,422
−HK$7,865/mo
▼ 0.25% · 3.875%
HK$129,324
−HK$3,963/mo
Today · 4.125%
HK$133,287
baseline
▲ 0.50% · 4.625%
HK$141,398
+HK$8,111/mo
Deposit HK$11.79M · loan HK$27.50M · min. income ≈ HK$266,574/mo (50% DSR)
Upfront cash ≈ HK$13.46M (deposit + AVD stamp duty HK$1,669,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,531
−HK$7,538/mo
▼ 0.25% · 3.875%
HK$143,273
−HK$3,796/mo
Today · 4.125%
HK$147,069
baseline
▲ 0.50% · 4.625%
HK$154,822
+HK$7,753/mo
Deposit HK$11.79M · loan HK$27.50M · min. income ≈ HK$294,138/mo (50% DSR)
Upfront cash ≈ HK$13.46M (deposit + AVD stamp duty HK$1,669,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,257
−HK$10,112/mo
▼ 0.25% · 3.875%
HK$166,273
−HK$5,096/mo
Today · 4.125%
HK$171,369
baseline
▲ 0.50% · 4.625%
HK$181,797
+HK$10,428/mo
Deposit HK$3.93M · loan HK$35.36M · min. income ≈ HK$342,738/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$1,669,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,397
−HK$9,692/mo
▼ 0.25% · 3.875%
HK$184,208
−HK$4,881/mo
Today · 4.125%
HK$189,089
baseline
▲ 0.50% · 4.625%
HK$199,056
+HK$9,967/mo
Deposit HK$3.93M · loan HK$35.36M · min. income ≈ HK$378,178/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$1,669,752 · Scale 2, in force from 26 Feb 2026)