LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,598
−HK$5,619/mo
▼ 0.25% · 3.875%
HK$92,385
−HK$2,832/mo
Today · 4.125%
HK$95,217
baseline
▲ 0.50% · 4.625%
HK$101,010
+HK$5,793/mo
Deposit HK$19.65M · loan HK$19.65M · min. income ≈ HK$190,434/mo (50% DSR)
Upfront cash ≈ HK$21.32M (deposit + AVD stamp duty HK$1,669,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,677
−HK$5,385/mo
▼ 0.25% · 3.875%
HK$102,350
−HK$2,712/mo
Today · 4.125%
HK$105,062
baseline
▲ 0.50% · 4.625%
HK$110,600
+HK$5,538/mo
Deposit HK$19.65M · loan HK$19.65M · min. income ≈ HK$210,124/mo (50% DSR)
Upfront cash ≈ HK$21.32M (deposit + AVD stamp duty HK$1,669,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,518
−HK$6,742/mo
▼ 0.25% · 3.875%
HK$110,862
−HK$3,398/mo
Today · 4.125%
HK$114,260
baseline
▲ 0.50% · 4.625%
HK$121,213
+HK$6,953/mo
Deposit HK$15.72M · loan HK$23.58M · min. income ≈ HK$228,520/mo (50% DSR)
Upfront cash ≈ HK$17.39M (deposit + AVD stamp duty HK$1,669,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,612
−HK$6,463/mo
▼ 0.25% · 3.875%
HK$122,820
−HK$3,255/mo
Today · 4.125%
HK$126,075
baseline
▲ 0.50% · 4.625%
HK$132,720
+HK$6,645/mo
Deposit HK$15.72M · loan HK$23.58M · min. income ≈ HK$252,150/mo (50% DSR)
Upfront cash ≈ HK$17.39M (deposit + AVD stamp duty HK$1,669,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,437
−HK$7,866/mo
▼ 0.25% · 3.875%
HK$129,339
−HK$3,964/mo
Today · 4.125%
HK$133,303
baseline
▲ 0.50% · 4.625%
HK$141,415
+HK$8,112/mo
Deposit HK$11.79M · loan HK$27.51M · min. income ≈ HK$266,606/mo (50% DSR)
Upfront cash ≈ HK$13.46M (deposit + AVD stamp duty HK$1,669,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,548
−HK$7,539/mo
▼ 0.25% · 3.875%
HK$143,290
−HK$3,797/mo
Today · 4.125%
HK$147,087
baseline
▲ 0.50% · 4.625%
HK$154,840
+HK$7,753/mo
Deposit HK$11.79M · loan HK$27.51M · min. income ≈ HK$294,174/mo (50% DSR)
Upfront cash ≈ HK$13.46M (deposit + AVD stamp duty HK$1,669,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,277
−HK$10,113/mo
▼ 0.25% · 3.875%
HK$166,293
−HK$5,097/mo
Today · 4.125%
HK$171,390
baseline
▲ 0.50% · 4.625%
HK$181,819
+HK$10,429/mo
Deposit HK$3.93M · loan HK$35.36M · min. income ≈ HK$342,780/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$1,669,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,419
−HK$9,693/mo
▼ 0.25% · 3.875%
HK$184,231
−HK$4,881/mo
Today · 4.125%
HK$189,112
baseline
▲ 0.50% · 4.625%
HK$199,080
+HK$9,968/mo
Deposit HK$3.93M · loan HK$35.36M · min. income ≈ HK$378,224/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$1,669,953 · Scale 2, in force from 26 Feb 2026)