LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,616
−HK$5,620/mo
▼ 0.25% · 3.875%
HK$92,404
−HK$2,832/mo
Today · 4.125%
HK$95,236
baseline
▲ 0.50% · 4.625%
HK$101,031
+HK$5,795/mo
Deposit HK$19.65M · loan HK$19.65M · min. income ≈ HK$190,472/mo (50% DSR)
Upfront cash ≈ HK$21.32M (deposit + AVD stamp duty HK$1,670,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,697
−HK$5,386/mo
▼ 0.25% · 3.875%
HK$102,371
−HK$2,712/mo
Today · 4.125%
HK$105,083
baseline
▲ 0.50% · 4.625%
HK$110,622
+HK$5,539/mo
Deposit HK$19.65M · loan HK$19.65M · min. income ≈ HK$210,166/mo (50% DSR)
Upfront cash ≈ HK$21.32M (deposit + AVD stamp duty HK$1,670,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,539
−HK$6,744/mo
▼ 0.25% · 3.875%
HK$110,884
−HK$3,399/mo
Today · 4.125%
HK$114,283
baseline
▲ 0.50% · 4.625%
HK$121,237
+HK$6,954/mo
Deposit HK$15.72M · loan HK$23.58M · min. income ≈ HK$228,566/mo (50% DSR)
Upfront cash ≈ HK$17.39M (deposit + AVD stamp duty HK$1,670,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,636
−HK$6,464/mo
▼ 0.25% · 3.875%
HK$122,845
−HK$3,255/mo
Today · 4.125%
HK$126,100
baseline
▲ 0.50% · 4.625%
HK$132,747
+HK$6,647/mo
Deposit HK$15.72M · loan HK$23.58M · min. income ≈ HK$252,200/mo (50% DSR)
Upfront cash ≈ HK$17.39M (deposit + AVD stamp duty HK$1,670,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,463
−HK$7,867/mo
▼ 0.25% · 3.875%
HK$129,365
−HK$3,965/mo
Today · 4.125%
HK$133,330
baseline
▲ 0.50% · 4.625%
HK$141,443
+HK$8,113/mo
Deposit HK$11.79M · loan HK$27.51M · min. income ≈ HK$266,660/mo (50% DSR)
Upfront cash ≈ HK$13.46M (deposit + AVD stamp duty HK$1,670,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,576
−HK$7,541/mo
▼ 0.25% · 3.875%
HK$143,319
−HK$3,798/mo
Today · 4.125%
HK$147,117
baseline
▲ 0.50% · 4.625%
HK$154,871
+HK$7,754/mo
Deposit HK$11.79M · loan HK$27.51M · min. income ≈ HK$294,234/mo (50% DSR)
Upfront cash ≈ HK$13.46M (deposit + AVD stamp duty HK$1,670,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,309
−HK$10,115/mo
▼ 0.25% · 3.875%
HK$166,327
−HK$5,097/mo
Today · 4.125%
HK$171,424
baseline
▲ 0.50% · 4.625%
HK$181,855
+HK$10,431/mo
Deposit HK$3.93M · loan HK$35.37M · min. income ≈ HK$342,848/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$1,670,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,455
−HK$9,695/mo
▼ 0.25% · 3.875%
HK$184,267
−HK$4,883/mo
Today · 4.125%
HK$189,150
baseline
▲ 0.50% · 4.625%
HK$199,120
+HK$9,970/mo
Deposit HK$3.93M · loan HK$35.37M · min. income ≈ HK$378,300/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$1,670,288 · Scale 2, in force from 26 Feb 2026)