LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,621
−HK$5,620/mo
▼ 0.25% · 3.875%
HK$92,409
−HK$2,832/mo
Today · 4.125%
HK$95,241
baseline
▲ 0.50% · 4.625%
HK$101,036
+HK$5,795/mo
Deposit HK$19.65M · loan HK$19.65M · min. income ≈ HK$190,482/mo (50% DSR)
Upfront cash ≈ HK$21.32M (deposit + AVD stamp duty HK$1,670,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,702
−HK$5,387/mo
▼ 0.25% · 3.875%
HK$102,376
−HK$2,713/mo
Today · 4.125%
HK$105,089
baseline
▲ 0.50% · 4.625%
HK$110,628
+HK$5,539/mo
Deposit HK$19.65M · loan HK$19.65M · min. income ≈ HK$210,178/mo (50% DSR)
Upfront cash ≈ HK$21.32M (deposit + AVD stamp duty HK$1,670,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,545
−HK$6,744/mo
▼ 0.25% · 3.875%
HK$110,890
−HK$3,399/mo
Today · 4.125%
HK$114,289
baseline
▲ 0.50% · 4.625%
HK$121,243
+HK$6,954/mo
Deposit HK$15.72M · loan HK$23.58M · min. income ≈ HK$228,578/mo (50% DSR)
Upfront cash ≈ HK$17.39M (deposit + AVD stamp duty HK$1,670,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,643
−HK$6,464/mo
▼ 0.25% · 3.875%
HK$122,851
−HK$3,256/mo
Today · 4.125%
HK$126,107
baseline
▲ 0.50% · 4.625%
HK$132,754
+HK$6,647/mo
Deposit HK$15.72M · loan HK$23.58M · min. income ≈ HK$252,214/mo (50% DSR)
Upfront cash ≈ HK$17.39M (deposit + AVD stamp duty HK$1,670,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,469
−HK$7,868/mo
▼ 0.25% · 3.875%
HK$129,372
−HK$3,965/mo
Today · 4.125%
HK$133,337
baseline
▲ 0.50% · 4.625%
HK$141,450
+HK$8,113/mo
Deposit HK$11.79M · loan HK$27.51M · min. income ≈ HK$266,674/mo (50% DSR)
Upfront cash ≈ HK$13.46M (deposit + AVD stamp duty HK$1,670,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,583
−HK$7,541/mo
▼ 0.25% · 3.875%
HK$143,327
−HK$3,797/mo
Today · 4.125%
HK$147,124
baseline
▲ 0.50% · 4.625%
HK$154,880
+HK$7,756/mo
Deposit HK$11.79M · loan HK$27.51M · min. income ≈ HK$294,248/mo (50% DSR)
Upfront cash ≈ HK$13.46M (deposit + AVD stamp duty HK$1,670,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,318
−HK$10,116/mo
▼ 0.25% · 3.875%
HK$166,335
−HK$5,099/mo
Today · 4.125%
HK$171,434
baseline
▲ 0.50% · 4.625%
HK$181,865
+HK$10,431/mo
Deposit HK$3.93M · loan HK$35.37M · min. income ≈ HK$342,868/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$1,670,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,464
−HK$9,696/mo
▼ 0.25% · 3.875%
HK$184,277
−HK$4,883/mo
Today · 4.125%
HK$189,160
baseline
▲ 0.50% · 4.625%
HK$199,131
+HK$9,971/mo
Deposit HK$3.93M · loan HK$35.37M · min. income ≈ HK$378,320/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$1,670,376 · Scale 2, in force from 26 Feb 2026)