LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,622
−HK$5,620/mo
▼ 0.25% · 3.875%
HK$92,410
−HK$2,832/mo
Today · 4.125%
HK$95,242
baseline
▲ 0.50% · 4.625%
HK$101,038
+HK$5,796/mo
Deposit HK$19.65M · loan HK$19.65M · min. income ≈ HK$190,484/mo (50% DSR)
Upfront cash ≈ HK$21.32M (deposit + AVD stamp duty HK$1,670,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,704
−HK$5,387/mo
▼ 0.25% · 3.875%
HK$102,378
−HK$2,713/mo
Today · 4.125%
HK$105,091
baseline
▲ 0.50% · 4.625%
HK$110,630
+HK$5,539/mo
Deposit HK$19.65M · loan HK$19.65M · min. income ≈ HK$210,182/mo (50% DSR)
Upfront cash ≈ HK$21.32M (deposit + AVD stamp duty HK$1,670,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,547
−HK$6,744/mo
▼ 0.25% · 3.875%
HK$110,892
−HK$3,399/mo
Today · 4.125%
HK$114,291
baseline
▲ 0.50% · 4.625%
HK$121,245
+HK$6,954/mo
Deposit HK$15.72M · loan HK$23.58M · min. income ≈ HK$228,582/mo (50% DSR)
Upfront cash ≈ HK$17.39M (deposit + AVD stamp duty HK$1,670,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,645
−HK$6,464/mo
▼ 0.25% · 3.875%
HK$122,853
−HK$3,256/mo
Today · 4.125%
HK$126,109
baseline
▲ 0.50% · 4.625%
HK$132,756
+HK$6,647/mo
Deposit HK$15.72M · loan HK$23.58M · min. income ≈ HK$252,218/mo (50% DSR)
Upfront cash ≈ HK$17.39M (deposit + AVD stamp duty HK$1,670,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,471
−HK$7,868/mo
▼ 0.25% · 3.875%
HK$129,374
−HK$3,965/mo
Today · 4.125%
HK$133,339
baseline
▲ 0.50% · 4.625%
HK$141,453
+HK$8,114/mo
Deposit HK$11.79M · loan HK$27.51M · min. income ≈ HK$266,678/mo (50% DSR)
Upfront cash ≈ HK$13.46M (deposit + AVD stamp duty HK$1,670,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,585
−HK$7,542/mo
▼ 0.25% · 3.875%
HK$143,329
−HK$3,798/mo
Today · 4.125%
HK$147,127
baseline
▲ 0.50% · 4.625%
HK$154,882
+HK$7,755/mo
Deposit HK$11.79M · loan HK$27.51M · min. income ≈ HK$294,254/mo (50% DSR)
Upfront cash ≈ HK$13.46M (deposit + AVD stamp duty HK$1,670,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,320
−HK$10,116/mo
▼ 0.25% · 3.875%
HK$166,338
−HK$5,098/mo
Today · 4.125%
HK$171,436
baseline
▲ 0.50% · 4.625%
HK$181,868
+HK$10,432/mo
Deposit HK$3.93M · loan HK$35.37M · min. income ≈ HK$342,872/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$1,670,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,467
−HK$9,696/mo
▼ 0.25% · 3.875%
HK$184,280
−HK$4,883/mo
Today · 4.125%
HK$189,163
baseline
▲ 0.50% · 4.625%
HK$199,134
+HK$9,971/mo
Deposit HK$3.93M · loan HK$35.37M · min. income ≈ HK$378,326/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$1,670,404 · Scale 2, in force from 26 Feb 2026)