LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,631
−HK$5,621/mo
▼ 0.25% · 3.875%
HK$92,419
−HK$2,833/mo
Today · 4.125%
HK$95,252
baseline
▲ 0.50% · 4.625%
HK$101,048
+HK$5,796/mo
Deposit HK$19.65M · loan HK$19.65M · min. income ≈ HK$190,504/mo (50% DSR)
Upfront cash ≈ HK$21.32M (deposit + AVD stamp duty HK$1,670,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,714
−HK$5,387/mo
▼ 0.25% · 3.875%
HK$102,388
−HK$2,713/mo
Today · 4.125%
HK$105,101
baseline
▲ 0.50% · 4.625%
HK$110,641
+HK$5,540/mo
Deposit HK$19.65M · loan HK$19.65M · min. income ≈ HK$210,202/mo (50% DSR)
Upfront cash ≈ HK$21.32M (deposit + AVD stamp duty HK$1,670,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,557
−HK$6,745/mo
▼ 0.25% · 3.875%
HK$110,903
−HK$3,399/mo
Today · 4.125%
HK$114,302
baseline
▲ 0.50% · 4.625%
HK$121,257
+HK$6,955/mo
Deposit HK$15.72M · loan HK$23.58M · min. income ≈ HK$228,604/mo (50% DSR)
Upfront cash ≈ HK$17.39M (deposit + AVD stamp duty HK$1,670,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,656
−HK$6,465/mo
▼ 0.25% · 3.875%
HK$122,866
−HK$3,255/mo
Today · 4.125%
HK$126,121
baseline
▲ 0.50% · 4.625%
HK$132,769
+HK$6,648/mo
Deposit HK$15.72M · loan HK$23.58M · min. income ≈ HK$252,242/mo (50% DSR)
Upfront cash ≈ HK$17.39M (deposit + AVD stamp duty HK$1,670,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,484
−HK$7,868/mo
▼ 0.25% · 3.875%
HK$129,387
−HK$3,965/mo
Today · 4.125%
HK$133,352
baseline
▲ 0.50% · 4.625%
HK$141,467
+HK$8,115/mo
Deposit HK$11.79M · loan HK$27.52M · min. income ≈ HK$266,704/mo (50% DSR)
Upfront cash ≈ HK$13.46M (deposit + AVD stamp duty HK$1,670,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,599
−HK$7,542/mo
▼ 0.25% · 3.875%
HK$143,343
−HK$3,798/mo
Today · 4.125%
HK$147,141
baseline
▲ 0.50% · 4.625%
HK$154,897
+HK$7,756/mo
Deposit HK$11.79M · loan HK$27.52M · min. income ≈ HK$294,282/mo (50% DSR)
Upfront cash ≈ HK$13.46M (deposit + AVD stamp duty HK$1,670,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,336
−HK$10,117/mo
▼ 0.25% · 3.875%
HK$166,354
−HK$5,099/mo
Today · 4.125%
HK$171,453
baseline
▲ 0.50% · 4.625%
HK$181,886
+HK$10,433/mo
Deposit HK$3.93M · loan HK$35.38M · min. income ≈ HK$342,906/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$1,670,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,485
−HK$9,697/mo
▼ 0.25% · 3.875%
HK$184,298
−HK$4,884/mo
Today · 4.125%
HK$189,182
baseline
▲ 0.50% · 4.625%
HK$199,154
+HK$9,972/mo
Deposit HK$3.93M · loan HK$35.38M · min. income ≈ HK$378,364/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$1,670,567 · Scale 2, in force from 26 Feb 2026)