LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,635
−HK$5,621/mo
▼ 0.25% · 3.875%
HK$92,423
−HK$2,833/mo
Today · 4.125%
HK$95,256
baseline
▲ 0.50% · 4.625%
HK$101,052
+HK$5,796/mo
Deposit HK$19.65M · loan HK$19.65M · min. income ≈ HK$190,512/mo (50% DSR)
Upfront cash ≈ HK$21.33M (deposit + AVD stamp duty HK$1,670,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,718
−HK$5,387/mo
▼ 0.25% · 3.875%
HK$102,392
−HK$2,713/mo
Today · 4.125%
HK$105,105
baseline
▲ 0.50% · 4.625%
HK$110,645
+HK$5,540/mo
Deposit HK$19.65M · loan HK$19.65M · min. income ≈ HK$210,210/mo (50% DSR)
Upfront cash ≈ HK$21.33M (deposit + AVD stamp duty HK$1,670,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,562
−HK$6,745/mo
▼ 0.25% · 3.875%
HK$110,907
−HK$3,400/mo
Today · 4.125%
HK$114,307
baseline
▲ 0.50% · 4.625%
HK$121,262
+HK$6,955/mo
Deposit HK$15.72M · loan HK$23.59M · min. income ≈ HK$228,614/mo (50% DSR)
Upfront cash ≈ HK$17.39M (deposit + AVD stamp duty HK$1,670,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,661
−HK$6,465/mo
▼ 0.25% · 3.875%
HK$122,871
−HK$3,255/mo
Today · 4.125%
HK$126,126
baseline
▲ 0.50% · 4.625%
HK$132,775
+HK$6,649/mo
Deposit HK$15.72M · loan HK$23.59M · min. income ≈ HK$252,252/mo (50% DSR)
Upfront cash ≈ HK$17.39M (deposit + AVD stamp duty HK$1,670,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,489
−HK$7,869/mo
▼ 0.25% · 3.875%
HK$129,392
−HK$3,966/mo
Today · 4.125%
HK$133,358
baseline
▲ 0.50% · 4.625%
HK$141,472
+HK$8,114/mo
Deposit HK$11.79M · loan HK$27.52M · min. income ≈ HK$266,716/mo (50% DSR)
Upfront cash ≈ HK$13.46M (deposit + AVD stamp duty HK$1,670,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,605
−HK$7,542/mo
▼ 0.25% · 3.875%
HK$143,349
−HK$3,798/mo
Today · 4.125%
HK$147,147
baseline
▲ 0.50% · 4.625%
HK$154,904
+HK$7,757/mo
Deposit HK$11.79M · loan HK$27.52M · min. income ≈ HK$294,294/mo (50% DSR)
Upfront cash ≈ HK$13.46M (deposit + AVD stamp duty HK$1,670,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,343
−HK$10,117/mo
▼ 0.25% · 3.875%
HK$166,361
−HK$5,099/mo
Today · 4.125%
HK$171,460
baseline
▲ 0.50% · 4.625%
HK$181,893
+HK$10,433/mo
Deposit HK$3.93M · loan HK$35.38M · min. income ≈ HK$342,920/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$1,670,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,492
−HK$9,697/mo
▼ 0.25% · 3.875%
HK$184,306
−HK$4,883/mo
Today · 4.125%
HK$189,189
baseline
▲ 0.50% · 4.625%
HK$199,162
+HK$9,973/mo
Deposit HK$3.93M · loan HK$35.38M · min. income ≈ HK$378,378/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$1,670,636 · Scale 2, in force from 26 Feb 2026)