LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,640
−HK$5,621/mo
▼ 0.25% · 3.875%
HK$92,428
−HK$2,833/mo
Today · 4.125%
HK$95,261
baseline
▲ 0.50% · 4.625%
HK$101,058
+HK$5,797/mo
Deposit HK$19.66M · loan HK$19.66M · min. income ≈ HK$190,522/mo (50% DSR)
Upfront cash ≈ HK$21.33M (deposit + AVD stamp duty HK$1,670,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,724
−HK$5,388/mo
▼ 0.25% · 3.875%
HK$102,398
−HK$2,714/mo
Today · 4.125%
HK$105,112
baseline
▲ 0.50% · 4.625%
HK$110,652
+HK$5,540/mo
Deposit HK$19.66M · loan HK$19.66M · min. income ≈ HK$210,224/mo (50% DSR)
Upfront cash ≈ HK$21.33M (deposit + AVD stamp duty HK$1,670,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,568
−HK$6,746/mo
▼ 0.25% · 3.875%
HK$110,914
−HK$3,400/mo
Today · 4.125%
HK$114,314
baseline
▲ 0.50% · 4.625%
HK$121,269
+HK$6,955/mo
Deposit HK$15.72M · loan HK$23.59M · min. income ≈ HK$228,628/mo (50% DSR)
Upfront cash ≈ HK$17.40M (deposit + AVD stamp duty HK$1,670,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,669
−HK$6,465/mo
▼ 0.25% · 3.875%
HK$122,878
−HK$3,256/mo
Today · 4.125%
HK$126,134
baseline
▲ 0.50% · 4.625%
HK$132,783
+HK$6,649/mo
Deposit HK$15.72M · loan HK$23.59M · min. income ≈ HK$252,268/mo (50% DSR)
Upfront cash ≈ HK$17.40M (deposit + AVD stamp duty HK$1,670,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,496
−HK$7,870/mo
▼ 0.25% · 3.875%
HK$129,400
−HK$3,966/mo
Today · 4.125%
HK$133,366
baseline
▲ 0.50% · 4.625%
HK$141,481
+HK$8,115/mo
Deposit HK$11.79M · loan HK$27.52M · min. income ≈ HK$266,732/mo (50% DSR)
Upfront cash ≈ HK$13.46M (deposit + AVD stamp duty HK$1,670,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,613
−HK$7,543/mo
▼ 0.25% · 3.875%
HK$143,358
−HK$3,798/mo
Today · 4.125%
HK$147,156
baseline
▲ 0.50% · 4.625%
HK$154,913
+HK$7,757/mo
Deposit HK$11.79M · loan HK$27.52M · min. income ≈ HK$294,312/mo (50% DSR)
Upfront cash ≈ HK$13.46M (deposit + AVD stamp duty HK$1,670,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,352
−HK$10,119/mo
▼ 0.25% · 3.875%
HK$166,371
−HK$5,100/mo
Today · 4.125%
HK$171,471
baseline
▲ 0.50% · 4.625%
HK$181,904
+HK$10,433/mo
Deposit HK$3.93M · loan HK$35.38M · min. income ≈ HK$342,942/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$1,670,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,503
−HK$9,698/mo
▼ 0.25% · 3.875%
HK$184,317
−HK$4,884/mo
Today · 4.125%
HK$189,201
baseline
▲ 0.50% · 4.625%
HK$199,174
+HK$9,973/mo
Deposit HK$3.93M · loan HK$35.38M · min. income ≈ HK$378,402/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$1,670,737 · Scale 2, in force from 26 Feb 2026)