LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,656
−HK$5,622/mo
▼ 0.25% · 3.875%
HK$92,445
−HK$2,833/mo
Today · 4.125%
HK$95,278
baseline
▲ 0.50% · 4.625%
HK$101,075
+HK$5,797/mo
Deposit HK$19.66M · loan HK$19.66M · min. income ≈ HK$190,556/mo (50% DSR)
Upfront cash ≈ HK$21.33M (deposit + AVD stamp duty HK$1,671,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,741
−HK$5,389/mo
▼ 0.25% · 3.875%
HK$102,416
−HK$2,714/mo
Today · 4.125%
HK$105,130
baseline
▲ 0.50% · 4.625%
HK$110,671
+HK$5,541/mo
Deposit HK$19.66M · loan HK$19.66M · min. income ≈ HK$210,260/mo (50% DSR)
Upfront cash ≈ HK$21.33M (deposit + AVD stamp duty HK$1,671,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,587
−HK$6,747/mo
▼ 0.25% · 3.875%
HK$110,933
−HK$3,401/mo
Today · 4.125%
HK$114,334
baseline
▲ 0.50% · 4.625%
HK$121,290
+HK$6,956/mo
Deposit HK$15.73M · loan HK$23.59M · min. income ≈ HK$228,668/mo (50% DSR)
Upfront cash ≈ HK$17.40M (deposit + AVD stamp duty HK$1,671,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,689
−HK$6,467/mo
▼ 0.25% · 3.875%
HK$122,899
−HK$3,257/mo
Today · 4.125%
HK$126,156
baseline
▲ 0.50% · 4.625%
HK$132,806
+HK$6,650/mo
Deposit HK$15.73M · loan HK$23.59M · min. income ≈ HK$252,312/mo (50% DSR)
Upfront cash ≈ HK$17.40M (deposit + AVD stamp duty HK$1,671,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,518
−HK$7,871/mo
▼ 0.25% · 3.875%
HK$129,422
−HK$3,967/mo
Today · 4.125%
HK$133,389
baseline
▲ 0.50% · 4.625%
HK$141,506
+HK$8,117/mo
Deposit HK$11.80M · loan HK$27.52M · min. income ≈ HK$266,778/mo (50% DSR)
Upfront cash ≈ HK$13.47M (deposit + AVD stamp duty HK$1,671,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,638
−HK$7,544/mo
▼ 0.25% · 3.875%
HK$143,383
−HK$3,799/mo
Today · 4.125%
HK$147,182
baseline
▲ 0.50% · 4.625%
HK$154,940
+HK$7,758/mo
Deposit HK$11.80M · loan HK$27.52M · min. income ≈ HK$294,364/mo (50% DSR)
Upfront cash ≈ HK$13.47M (deposit + AVD stamp duty HK$1,671,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,380
−HK$10,120/mo
▼ 0.25% · 3.875%
HK$166,400
−HK$5,100/mo
Today · 4.125%
HK$171,500
baseline
▲ 0.50% · 4.625%
HK$181,936
+HK$10,436/mo
Deposit HK$3.93M · loan HK$35.39M · min. income ≈ HK$343,000/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$1,671,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,534
−HK$9,700/mo
▼ 0.25% · 3.875%
HK$184,349
−HK$4,885/mo
Today · 4.125%
HK$189,234
baseline
▲ 0.50% · 4.625%
HK$199,208
+HK$9,974/mo
Deposit HK$3.93M · loan HK$35.39M · min. income ≈ HK$378,468/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$1,671,027 · Scale 2, in force from 26 Feb 2026)