LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,664
−HK$5,622/mo
▼ 0.25% · 3.875%
HK$92,453
−HK$2,833/mo
Today · 4.125%
HK$95,286
baseline
▲ 0.50% · 4.625%
HK$101,084
+HK$5,798/mo
Deposit HK$19.66M · loan HK$19.66M · min. income ≈ HK$190,572/mo (50% DSR)
Upfront cash ≈ HK$21.33M (deposit + AVD stamp duty HK$1,671,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,750
−HK$5,389/mo
▼ 0.25% · 3.875%
HK$102,425
−HK$2,714/mo
Today · 4.125%
HK$105,139
baseline
▲ 0.50% · 4.625%
HK$110,681
+HK$5,542/mo
Deposit HK$19.66M · loan HK$19.66M · min. income ≈ HK$210,278/mo (50% DSR)
Upfront cash ≈ HK$21.33M (deposit + AVD stamp duty HK$1,671,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,596
−HK$6,748/mo
▼ 0.25% · 3.875%
HK$110,943
−HK$3,401/mo
Today · 4.125%
HK$114,344
baseline
▲ 0.50% · 4.625%
HK$121,301
+HK$6,957/mo
Deposit HK$15.73M · loan HK$23.59M · min. income ≈ HK$228,688/mo (50% DSR)
Upfront cash ≈ HK$17.40M (deposit + AVD stamp duty HK$1,671,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,700
−HK$6,467/mo
▼ 0.25% · 3.875%
HK$122,910
−HK$3,257/mo
Today · 4.125%
HK$126,167
baseline
▲ 0.50% · 4.625%
HK$132,817
+HK$6,650/mo
Deposit HK$15.73M · loan HK$23.59M · min. income ≈ HK$252,334/mo (50% DSR)
Upfront cash ≈ HK$17.40M (deposit + AVD stamp duty HK$1,671,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,529
−HK$7,872/mo
▼ 0.25% · 3.875%
HK$129,434
−HK$3,967/mo
Today · 4.125%
HK$133,401
baseline
▲ 0.50% · 4.625%
HK$141,518
+HK$8,117/mo
Deposit HK$11.80M · loan HK$27.53M · min. income ≈ HK$266,802/mo (50% DSR)
Upfront cash ≈ HK$13.47M (deposit + AVD stamp duty HK$1,671,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,650
−HK$7,545/mo
▼ 0.25% · 3.875%
HK$143,395
−HK$3,800/mo
Today · 4.125%
HK$147,195
baseline
▲ 0.50% · 4.625%
HK$154,954
+HK$7,759/mo
Deposit HK$11.80M · loan HK$27.53M · min. income ≈ HK$294,390/mo (50% DSR)
Upfront cash ≈ HK$13.47M (deposit + AVD stamp duty HK$1,671,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,395
−HK$10,121/mo
▼ 0.25% · 3.875%
HK$166,415
−HK$5,101/mo
Today · 4.125%
HK$171,516
baseline
▲ 0.50% · 4.625%
HK$181,952
+HK$10,436/mo
Deposit HK$3.93M · loan HK$35.39M · min. income ≈ HK$343,032/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$1,671,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,550
−HK$9,701/mo
▼ 0.25% · 3.875%
HK$184,365
−HK$4,886/mo
Today · 4.125%
HK$189,251
baseline
▲ 0.50% · 4.625%
HK$199,226
+HK$9,975/mo
Deposit HK$3.93M · loan HK$35.39M · min. income ≈ HK$378,502/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$1,671,176 · Scale 2, in force from 26 Feb 2026)