LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,669
−HK$5,623/mo
▼ 0.25% · 3.875%
HK$92,458
−HK$2,834/mo
Today · 4.125%
HK$95,292
baseline
▲ 0.50% · 4.625%
HK$101,090
+HK$5,798/mo
Deposit HK$19.66M · loan HK$19.66M · min. income ≈ HK$190,584/mo (50% DSR)
Upfront cash ≈ HK$21.33M (deposit + AVD stamp duty HK$1,671,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,756
−HK$5,389/mo
▼ 0.25% · 3.875%
HK$102,431
−HK$2,714/mo
Today · 4.125%
HK$105,145
baseline
▲ 0.50% · 4.625%
HK$110,688
+HK$5,543/mo
Deposit HK$19.66M · loan HK$19.66M · min. income ≈ HK$210,290/mo (50% DSR)
Upfront cash ≈ HK$21.33M (deposit + AVD stamp duty HK$1,671,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,603
−HK$6,747/mo
▼ 0.25% · 3.875%
HK$110,950
−HK$3,400/mo
Today · 4.125%
HK$114,350
baseline
▲ 0.50% · 4.625%
HK$121,308
+HK$6,958/mo
Deposit HK$15.73M · loan HK$23.59M · min. income ≈ HK$228,700/mo (50% DSR)
Upfront cash ≈ HK$17.40M (deposit + AVD stamp duty HK$1,671,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,707
−HK$6,467/mo
▼ 0.25% · 3.875%
HK$122,917
−HK$3,257/mo
Today · 4.125%
HK$126,174
baseline
▲ 0.50% · 4.625%
HK$132,825
+HK$6,651/mo
Deposit HK$15.73M · loan HK$23.59M · min. income ≈ HK$252,348/mo (50% DSR)
Upfront cash ≈ HK$17.40M (deposit + AVD stamp duty HK$1,671,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,536
−HK$7,873/mo
▼ 0.25% · 3.875%
HK$129,441
−HK$3,968/mo
Today · 4.125%
HK$133,409
baseline
▲ 0.50% · 4.625%
HK$141,526
+HK$8,117/mo
Deposit HK$11.80M · loan HK$27.53M · min. income ≈ HK$266,818/mo (50% DSR)
Upfront cash ≈ HK$13.47M (deposit + AVD stamp duty HK$1,671,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,658
−HK$7,545/mo
▼ 0.25% · 3.875%
HK$143,404
−HK$3,799/mo
Today · 4.125%
HK$147,203
baseline
▲ 0.50% · 4.625%
HK$154,963
+HK$7,760/mo
Deposit HK$11.80M · loan HK$27.53M · min. income ≈ HK$294,406/mo (50% DSR)
Upfront cash ≈ HK$13.47M (deposit + AVD stamp duty HK$1,671,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,404
−HK$10,121/mo
▼ 0.25% · 3.875%
HK$166,424
−HK$5,101/mo
Today · 4.125%
HK$171,525
baseline
▲ 0.50% · 4.625%
HK$181,962
+HK$10,437/mo
Deposit HK$3.93M · loan HK$35.39M · min. income ≈ HK$343,050/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$1,671,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,560
−HK$9,701/mo
▼ 0.25% · 3.875%
HK$184,376
−HK$4,885/mo
Today · 4.125%
HK$189,261
baseline
▲ 0.50% · 4.625%
HK$199,238
+HK$9,977/mo
Deposit HK$3.93M · loan HK$35.39M · min. income ≈ HK$378,522/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$1,671,271 · Scale 2, in force from 26 Feb 2026)