LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,673
−HK$5,624/mo
▼ 0.25% · 3.875%
HK$92,463
−HK$2,834/mo
Today · 4.125%
HK$95,297
baseline
▲ 0.50% · 4.625%
HK$101,095
+HK$5,798/mo
Deposit HK$19.66M · loan HK$19.66M · min. income ≈ HK$190,594/mo (50% DSR)
Upfront cash ≈ HK$21.33M (deposit + AVD stamp duty HK$1,671,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,761
−HK$5,389/mo
▼ 0.25% · 3.875%
HK$102,436
−HK$2,714/mo
Today · 4.125%
HK$105,150
baseline
▲ 0.50% · 4.625%
HK$110,693
+HK$5,543/mo
Deposit HK$19.66M · loan HK$19.66M · min. income ≈ HK$210,300/mo (50% DSR)
Upfront cash ≈ HK$21.33M (deposit + AVD stamp duty HK$1,671,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,608
−HK$6,748/mo
▼ 0.25% · 3.875%
HK$110,955
−HK$3,401/mo
Today · 4.125%
HK$114,356
baseline
▲ 0.50% · 4.625%
HK$121,314
+HK$6,958/mo
Deposit HK$15.73M · loan HK$23.60M · min. income ≈ HK$228,712/mo (50% DSR)
Upfront cash ≈ HK$17.40M (deposit + AVD stamp duty HK$1,671,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,713
−HK$6,468/mo
▼ 0.25% · 3.875%
HK$122,923
−HK$3,258/mo
Today · 4.125%
HK$126,181
baseline
▲ 0.50% · 4.625%
HK$132,832
+HK$6,651/mo
Deposit HK$15.73M · loan HK$23.60M · min. income ≈ HK$252,362/mo (50% DSR)
Upfront cash ≈ HK$17.40M (deposit + AVD stamp duty HK$1,671,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,543
−HK$7,872/mo
▼ 0.25% · 3.875%
HK$129,448
−HK$3,967/mo
Today · 4.125%
HK$133,415
baseline
▲ 0.50% · 4.625%
HK$141,533
+HK$8,118/mo
Deposit HK$11.80M · loan HK$27.53M · min. income ≈ HK$266,830/mo (50% DSR)
Upfront cash ≈ HK$13.47M (deposit + AVD stamp duty HK$1,671,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,665
−HK$7,546/mo
▼ 0.25% · 3.875%
HK$143,411
−HK$3,800/mo
Today · 4.125%
HK$147,211
baseline
▲ 0.50% · 4.625%
HK$154,970
+HK$7,759/mo
Deposit HK$11.80M · loan HK$27.53M · min. income ≈ HK$294,422/mo (50% DSR)
Upfront cash ≈ HK$13.47M (deposit + AVD stamp duty HK$1,671,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,412
−HK$10,122/mo
▼ 0.25% · 3.875%
HK$166,433
−HK$5,101/mo
Today · 4.125%
HK$171,534
baseline
▲ 0.50% · 4.625%
HK$181,971
+HK$10,437/mo
Deposit HK$3.93M · loan HK$35.39M · min. income ≈ HK$343,068/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$1,671,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,569
−HK$9,702/mo
▼ 0.25% · 3.875%
HK$184,385
−HK$4,886/mo
Today · 4.125%
HK$189,271
baseline
▲ 0.50% · 4.625%
HK$199,248
+HK$9,977/mo
Deposit HK$3.93M · loan HK$35.39M · min. income ≈ HK$378,542/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$1,671,355 · Scale 2, in force from 26 Feb 2026)