LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,678
−HK$5,624/mo
▼ 0.25% · 3.875%
HK$92,467
−HK$2,835/mo
Today · 4.125%
HK$95,302
baseline
▲ 0.50% · 4.625%
HK$101,100
+HK$5,798/mo
Deposit HK$19.66M · loan HK$19.66M · min. income ≈ HK$190,604/mo (50% DSR)
Upfront cash ≈ HK$21.34M (deposit + AVD stamp duty HK$1,671,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,766
−HK$5,390/mo
▼ 0.25% · 3.875%
HK$102,441
−HK$2,715/mo
Today · 4.125%
HK$105,156
baseline
▲ 0.50% · 4.625%
HK$110,699
+HK$5,543/mo
Deposit HK$19.66M · loan HK$19.66M · min. income ≈ HK$210,312/mo (50% DSR)
Upfront cash ≈ HK$21.34M (deposit + AVD stamp duty HK$1,671,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,614
−HK$6,748/mo
▼ 0.25% · 3.875%
HK$110,961
−HK$3,401/mo
Today · 4.125%
HK$114,362
baseline
▲ 0.50% · 4.625%
HK$121,320
+HK$6,958/mo
Deposit HK$15.73M · loan HK$23.60M · min. income ≈ HK$228,724/mo (50% DSR)
Upfront cash ≈ HK$17.40M (deposit + AVD stamp duty HK$1,671,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,719
−HK$6,468/mo
▼ 0.25% · 3.875%
HK$122,930
−HK$3,257/mo
Today · 4.125%
HK$126,187
baseline
▲ 0.50% · 4.625%
HK$132,838
+HK$6,651/mo
Deposit HK$15.73M · loan HK$23.60M · min. income ≈ HK$252,374/mo (50% DSR)
Upfront cash ≈ HK$17.40M (deposit + AVD stamp duty HK$1,671,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,549
−HK$7,873/mo
▼ 0.25% · 3.875%
HK$129,454
−HK$3,968/mo
Today · 4.125%
HK$133,422
baseline
▲ 0.50% · 4.625%
HK$141,541
+HK$8,119/mo
Deposit HK$11.80M · loan HK$27.53M · min. income ≈ HK$266,844/mo (50% DSR)
Upfront cash ≈ HK$13.47M (deposit + AVD stamp duty HK$1,671,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,672
−HK$7,546/mo
▼ 0.25% · 3.875%
HK$143,418
−HK$3,800/mo
Today · 4.125%
HK$147,218
baseline
▲ 0.50% · 4.625%
HK$154,978
+HK$7,760/mo
Deposit HK$11.80M · loan HK$27.53M · min. income ≈ HK$294,436/mo (50% DSR)
Upfront cash ≈ HK$13.47M (deposit + AVD stamp duty HK$1,671,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,420
−HK$10,123/mo
▼ 0.25% · 3.875%
HK$166,441
−HK$5,102/mo
Today · 4.125%
HK$171,543
baseline
▲ 0.50% · 4.625%
HK$181,981
+HK$10,438/mo
Deposit HK$3.93M · loan HK$35.40M · min. income ≈ HK$343,086/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$1,671,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,578
−HK$9,703/mo
▼ 0.25% · 3.875%
HK$184,395
−HK$4,886/mo
Today · 4.125%
HK$189,281
baseline
▲ 0.50% · 4.625%
HK$199,258
+HK$9,977/mo
Deposit HK$3.93M · loan HK$35.40M · min. income ≈ HK$378,562/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$1,671,441 · Scale 2, in force from 26 Feb 2026)