LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,712
−HK$5,626/mo
▼ 0.25% · 3.875%
HK$92,503
−HK$2,835/mo
Today · 4.125%
HK$95,338
baseline
▲ 0.50% · 4.625%
HK$101,139
+HK$5,801/mo
Deposit HK$19.67M · loan HK$19.67M · min. income ≈ HK$190,676/mo (50% DSR)
Upfront cash ≈ HK$21.34M (deposit + AVD stamp duty HK$1,672,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,804
−HK$5,392/mo
▼ 0.25% · 3.875%
HK$102,480
−HK$2,716/mo
Today · 4.125%
HK$105,196
baseline
▲ 0.50% · 4.625%
HK$110,741
+HK$5,545/mo
Deposit HK$19.67M · loan HK$19.67M · min. income ≈ HK$210,392/mo (50% DSR)
Upfront cash ≈ HK$21.34M (deposit + AVD stamp duty HK$1,672,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,654
−HK$6,751/mo
▼ 0.25% · 3.875%
HK$111,003
−HK$3,402/mo
Today · 4.125%
HK$114,405
baseline
▲ 0.50% · 4.625%
HK$121,367
+HK$6,962/mo
Deposit HK$15.74M · loan HK$23.61M · min. income ≈ HK$228,810/mo (50% DSR)
Upfront cash ≈ HK$17.41M (deposit + AVD stamp duty HK$1,672,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,764
−HK$6,471/mo
▼ 0.25% · 3.875%
HK$122,977
−HK$3,258/mo
Today · 4.125%
HK$126,235
baseline
▲ 0.50% · 4.625%
HK$132,889
+HK$6,654/mo
Deposit HK$15.74M · loan HK$23.61M · min. income ≈ HK$252,470/mo (50% DSR)
Upfront cash ≈ HK$17.41M (deposit + AVD stamp duty HK$1,672,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,597
−HK$7,876/mo
▼ 0.25% · 3.875%
HK$129,504
−HK$3,969/mo
Today · 4.125%
HK$133,473
baseline
▲ 0.50% · 4.625%
HK$141,594
+HK$8,121/mo
Deposit HK$11.80M · loan HK$27.54M · min. income ≈ HK$266,946/mo (50% DSR)
Upfront cash ≈ HK$13.47M (deposit + AVD stamp duty HK$1,672,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,725
−HK$7,549/mo
▼ 0.25% · 3.875%
HK$143,473
−HK$3,801/mo
Today · 4.125%
HK$147,274
baseline
▲ 0.50% · 4.625%
HK$155,037
+HK$7,763/mo
Deposit HK$11.80M · loan HK$27.54M · min. income ≈ HK$294,548/mo (50% DSR)
Upfront cash ≈ HK$13.47M (deposit + AVD stamp duty HK$1,672,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,482
−HK$10,126/mo
▼ 0.25% · 3.875%
HK$166,505
−HK$5,103/mo
Today · 4.125%
HK$171,608
baseline
▲ 0.50% · 4.625%
HK$182,050
+HK$10,442/mo
Deposit HK$3.93M · loan HK$35.41M · min. income ≈ HK$343,216/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$1,672,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,647
−HK$9,705/mo
▼ 0.25% · 3.875%
HK$184,465
−HK$4,887/mo
Today · 4.125%
HK$189,352
baseline
▲ 0.50% · 4.625%
HK$199,334
+HK$9,982/mo
Deposit HK$3.93M · loan HK$35.41M · min. income ≈ HK$378,704/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$1,672,076 · Scale 2, in force from 26 Feb 2026)