LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,725
−HK$5,626/mo
▼ 0.25% · 3.875%
HK$92,516
−HK$2,835/mo
Today · 4.125%
HK$95,351
baseline
▲ 0.50% · 4.625%
HK$101,153
+HK$5,802/mo
Deposit HK$19.67M · loan HK$19.67M · min. income ≈ HK$190,702/mo (50% DSR)
Upfront cash ≈ HK$21.35M (deposit + AVD stamp duty HK$1,672,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,818
−HK$5,393/mo
▼ 0.25% · 3.875%
HK$102,495
−HK$2,716/mo
Today · 4.125%
HK$105,211
baseline
▲ 0.50% · 4.625%
HK$110,757
+HK$5,546/mo
Deposit HK$19.67M · loan HK$19.67M · min. income ≈ HK$210,422/mo (50% DSR)
Upfront cash ≈ HK$21.35M (deposit + AVD stamp duty HK$1,672,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,670
−HK$6,752/mo
▼ 0.25% · 3.875%
HK$111,019
−HK$3,403/mo
Today · 4.125%
HK$114,422
baseline
▲ 0.50% · 4.625%
HK$121,384
+HK$6,962/mo
Deposit HK$15.74M · loan HK$23.61M · min. income ≈ HK$228,844/mo (50% DSR)
Upfront cash ≈ HK$17.41M (deposit + AVD stamp duty HK$1,672,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,781
−HK$6,472/mo
▼ 0.25% · 3.875%
HK$122,994
−HK$3,259/mo
Today · 4.125%
HK$126,253
baseline
▲ 0.50% · 4.625%
HK$132,908
+HK$6,655/mo
Deposit HK$15.74M · loan HK$23.61M · min. income ≈ HK$252,506/mo (50% DSR)
Upfront cash ≈ HK$17.41M (deposit + AVD stamp duty HK$1,672,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,615
−HK$7,877/mo
▼ 0.25% · 3.875%
HK$129,522
−HK$3,970/mo
Today · 4.125%
HK$133,492
baseline
▲ 0.50% · 4.625%
HK$141,614
+HK$8,122/mo
Deposit HK$11.80M · loan HK$27.54M · min. income ≈ HK$266,984/mo (50% DSR)
Upfront cash ≈ HK$13.48M (deposit + AVD stamp duty HK$1,672,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,745
−HK$7,550/mo
▼ 0.25% · 3.875%
HK$143,493
−HK$3,802/mo
Today · 4.125%
HK$147,295
baseline
▲ 0.50% · 4.625%
HK$155,059
+HK$7,764/mo
Deposit HK$11.80M · loan HK$27.54M · min. income ≈ HK$294,590/mo (50% DSR)
Upfront cash ≈ HK$13.48M (deposit + AVD stamp duty HK$1,672,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,505
−HK$10,127/mo
▼ 0.25% · 3.875%
HK$166,528
−HK$5,104/mo
Today · 4.125%
HK$171,632
baseline
▲ 0.50% · 4.625%
HK$182,076
+HK$10,444/mo
Deposit HK$3.93M · loan HK$35.41M · min. income ≈ HK$343,264/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$1,672,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,672
−HK$9,707/mo
▼ 0.25% · 3.875%
HK$184,491
−HK$4,888/mo
Today · 4.125%
HK$189,379
baseline
▲ 0.50% · 4.625%
HK$199,362
+HK$9,983/mo
Deposit HK$3.93M · loan HK$35.41M · min. income ≈ HK$378,758/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$1,672,314 · Scale 2, in force from 26 Feb 2026)