LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,733
−HK$5,627/mo
▼ 0.25% · 3.875%
HK$92,525
−HK$2,835/mo
Today · 4.125%
HK$95,360
baseline
▲ 0.50% · 4.625%
HK$101,163
+HK$5,803/mo
Deposit HK$19.68M · loan HK$19.68M · min. income ≈ HK$190,720/mo (50% DSR)
Upfront cash ≈ HK$21.35M (deposit + AVD stamp duty HK$1,672,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,827
−HK$5,394/mo
▼ 0.25% · 3.875%
HK$102,505
−HK$2,716/mo
Today · 4.125%
HK$105,221
baseline
▲ 0.50% · 4.625%
HK$110,767
+HK$5,546/mo
Deposit HK$19.68M · loan HK$19.68M · min. income ≈ HK$210,442/mo (50% DSR)
Upfront cash ≈ HK$21.35M (deposit + AVD stamp duty HK$1,672,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,680
−HK$6,752/mo
▼ 0.25% · 3.875%
HK$111,029
−HK$3,403/mo
Today · 4.125%
HK$114,432
baseline
▲ 0.50% · 4.625%
HK$121,395
+HK$6,963/mo
Deposit HK$15.74M · loan HK$23.61M · min. income ≈ HK$228,864/mo (50% DSR)
Upfront cash ≈ HK$17.41M (deposit + AVD stamp duty HK$1,672,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,793
−HK$6,472/mo
▼ 0.25% · 3.875%
HK$123,006
−HK$3,259/mo
Today · 4.125%
HK$126,265
baseline
▲ 0.50% · 4.625%
HK$132,921
+HK$6,656/mo
Deposit HK$15.74M · loan HK$23.61M · min. income ≈ HK$252,530/mo (50% DSR)
Upfront cash ≈ HK$17.41M (deposit + AVD stamp duty HK$1,672,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,627
−HK$7,878/mo
▼ 0.25% · 3.875%
HK$129,534
−HK$3,971/mo
Today · 4.125%
HK$133,505
baseline
▲ 0.50% · 4.625%
HK$141,628
+HK$8,123/mo
Deposit HK$11.81M · loan HK$27.55M · min. income ≈ HK$267,010/mo (50% DSR)
Upfront cash ≈ HK$13.48M (deposit + AVD stamp duty HK$1,672,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,758
−HK$7,551/mo
▼ 0.25% · 3.875%
HK$143,507
−HK$3,802/mo
Today · 4.125%
HK$147,309
baseline
▲ 0.50% · 4.625%
HK$155,074
+HK$7,765/mo
Deposit HK$11.81M · loan HK$27.55M · min. income ≈ HK$294,618/mo (50% DSR)
Upfront cash ≈ HK$13.48M (deposit + AVD stamp duty HK$1,672,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,520
−HK$10,129/mo
▼ 0.25% · 3.875%
HK$166,544
−HK$5,105/mo
Today · 4.125%
HK$171,649
baseline
▲ 0.50% · 4.625%
HK$182,093
+HK$10,444/mo
Deposit HK$3.94M · loan HK$35.42M · min. income ≈ HK$343,298/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$1,672,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,689
−HK$9,708/mo
▼ 0.25% · 3.875%
HK$184,509
−HK$4,888/mo
Today · 4.125%
HK$189,397
baseline
▲ 0.50% · 4.625%
HK$199,381
+HK$9,984/mo
Deposit HK$3.94M · loan HK$35.42M · min. income ≈ HK$378,794/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$1,672,473 · Scale 2, in force from 26 Feb 2026)