LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,752
−HK$5,628/mo
▼ 0.25% · 3.875%
HK$92,543
−HK$2,837/mo
Today · 4.125%
HK$95,380
baseline
▲ 0.50% · 4.625%
HK$101,183
+HK$5,803/mo
Deposit HK$19.68M · loan HK$19.68M · min. income ≈ HK$190,760/mo (50% DSR)
Upfront cash ≈ HK$21.35M (deposit + AVD stamp duty HK$1,672,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,848
−HK$5,394/mo
▼ 0.25% · 3.875%
HK$102,526
−HK$2,716/mo
Today · 4.125%
HK$105,242
baseline
▲ 0.50% · 4.625%
HK$110,790
+HK$5,548/mo
Deposit HK$19.68M · loan HK$19.68M · min. income ≈ HK$210,484/mo (50% DSR)
Upfront cash ≈ HK$21.35M (deposit + AVD stamp duty HK$1,672,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,702
−HK$6,754/mo
▼ 0.25% · 3.875%
HK$111,052
−HK$3,404/mo
Today · 4.125%
HK$114,456
baseline
▲ 0.50% · 4.625%
HK$121,420
+HK$6,964/mo
Deposit HK$15.74M · loan HK$23.62M · min. income ≈ HK$228,912/mo (50% DSR)
Upfront cash ≈ HK$17.42M (deposit + AVD stamp duty HK$1,672,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,817
−HK$6,474/mo
▼ 0.25% · 3.875%
HK$123,031
−HK$3,260/mo
Today · 4.125%
HK$126,291
baseline
▲ 0.50% · 4.625%
HK$132,948
+HK$6,657/mo
Deposit HK$15.74M · loan HK$23.62M · min. income ≈ HK$252,582/mo (50% DSR)
Upfront cash ≈ HK$17.42M (deposit + AVD stamp duty HK$1,672,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,652
−HK$7,880/mo
▼ 0.25% · 3.875%
HK$129,561
−HK$3,971/mo
Today · 4.125%
HK$133,532
baseline
▲ 0.50% · 4.625%
HK$141,657
+HK$8,125/mo
Deposit HK$11.81M · loan HK$27.55M · min. income ≈ HK$267,064/mo (50% DSR)
Upfront cash ≈ HK$13.48M (deposit + AVD stamp duty HK$1,672,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,787
−HK$7,552/mo
▼ 0.25% · 3.875%
HK$143,536
−HK$3,803/mo
Today · 4.125%
HK$147,339
baseline
▲ 0.50% · 4.625%
HK$155,106
+HK$7,767/mo
Deposit HK$11.81M · loan HK$27.55M · min. income ≈ HK$294,678/mo (50% DSR)
Upfront cash ≈ HK$13.48M (deposit + AVD stamp duty HK$1,672,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,553
−HK$10,131/mo
▼ 0.25% · 3.875%
HK$166,578
−HK$5,106/mo
Today · 4.125%
HK$171,684
baseline
▲ 0.50% · 4.625%
HK$182,130
+HK$10,446/mo
Deposit HK$3.94M · loan HK$35.42M · min. income ≈ HK$343,368/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$1,672,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,726
−HK$9,710/mo
▼ 0.25% · 3.875%
HK$184,546
−HK$4,890/mo
Today · 4.125%
HK$189,436
baseline
▲ 0.50% · 4.625%
HK$199,421
+HK$9,985/mo
Deposit HK$3.94M · loan HK$35.42M · min. income ≈ HK$378,872/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$1,672,814 · Scale 2, in force from 26 Feb 2026)