LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,753
−HK$5,628/mo
▼ 0.25% · 3.875%
HK$92,545
−HK$2,836/mo
Today · 4.125%
HK$95,381
baseline
▲ 0.50% · 4.625%
HK$101,185
+HK$5,804/mo
Deposit HK$19.68M · loan HK$19.68M · min. income ≈ HK$190,762/mo (50% DSR)
Upfront cash ≈ HK$21.35M (deposit + AVD stamp duty HK$1,672,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,849
−HK$5,395/mo
▼ 0.25% · 3.875%
HK$102,527
−HK$2,717/mo
Today · 4.125%
HK$105,244
baseline
▲ 0.50% · 4.625%
HK$110,791
+HK$5,547/mo
Deposit HK$19.68M · loan HK$19.68M · min. income ≈ HK$210,488/mo (50% DSR)
Upfront cash ≈ HK$21.35M (deposit + AVD stamp duty HK$1,672,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,703
−HK$6,754/mo
▼ 0.25% · 3.875%
HK$111,053
−HK$3,404/mo
Today · 4.125%
HK$114,457
baseline
▲ 0.50% · 4.625%
HK$121,422
+HK$6,965/mo
Deposit HK$15.74M · loan HK$23.62M · min. income ≈ HK$228,914/mo (50% DSR)
Upfront cash ≈ HK$17.42M (deposit + AVD stamp duty HK$1,672,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,819
−HK$6,473/mo
▼ 0.25% · 3.875%
HK$123,032
−HK$3,260/mo
Today · 4.125%
HK$126,292
baseline
▲ 0.50% · 4.625%
HK$132,949
+HK$6,657/mo
Deposit HK$15.74M · loan HK$23.62M · min. income ≈ HK$252,584/mo (50% DSR)
Upfront cash ≈ HK$17.42M (deposit + AVD stamp duty HK$1,672,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,654
−HK$7,879/mo
▼ 0.25% · 3.875%
HK$129,562
−HK$3,971/mo
Today · 4.125%
HK$133,533
baseline
▲ 0.50% · 4.625%
HK$141,659
+HK$8,126/mo
Deposit HK$11.81M · loan HK$27.55M · min. income ≈ HK$267,066/mo (50% DSR)
Upfront cash ≈ HK$13.48M (deposit + AVD stamp duty HK$1,672,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,789
−HK$7,552/mo
▼ 0.25% · 3.875%
HK$143,538
−HK$3,803/mo
Today · 4.125%
HK$147,341
baseline
▲ 0.50% · 4.625%
HK$155,107
+HK$7,766/mo
Deposit HK$11.81M · loan HK$27.55M · min. income ≈ HK$294,682/mo (50% DSR)
Upfront cash ≈ HK$13.48M (deposit + AVD stamp duty HK$1,672,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,555
−HK$10,131/mo
▼ 0.25% · 3.875%
HK$166,580
−HK$5,106/mo
Today · 4.125%
HK$171,686
baseline
▲ 0.50% · 4.625%
HK$182,132
+HK$10,446/mo
Deposit HK$3.94M · loan HK$35.42M · min. income ≈ HK$343,372/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$1,672,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,728
−HK$9,710/mo
▼ 0.25% · 3.875%
HK$184,548
−HK$4,890/mo
Today · 4.125%
HK$189,438
baseline
▲ 0.50% · 4.625%
HK$199,424
+HK$9,986/mo
Deposit HK$3.94M · loan HK$35.42M · min. income ≈ HK$378,876/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$1,672,835 · Scale 2, in force from 26 Feb 2026)