LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,757
−HK$5,629/mo
▼ 0.25% · 3.875%
HK$92,549
−HK$2,837/mo
Today · 4.125%
HK$95,386
baseline
▲ 0.50% · 4.625%
HK$101,190
+HK$5,804/mo
Deposit HK$19.68M · loan HK$19.68M · min. income ≈ HK$190,772/mo (50% DSR)
Upfront cash ≈ HK$21.35M (deposit + AVD stamp duty HK$1,672,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,854
−HK$5,395/mo
▼ 0.25% · 3.875%
HK$102,532
−HK$2,717/mo
Today · 4.125%
HK$105,249
baseline
▲ 0.50% · 4.625%
HK$110,797
+HK$5,548/mo
Deposit HK$19.68M · loan HK$19.68M · min. income ≈ HK$210,498/mo (50% DSR)
Upfront cash ≈ HK$21.35M (deposit + AVD stamp duty HK$1,672,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,709
−HK$6,754/mo
▼ 0.25% · 3.875%
HK$111,059
−HK$3,404/mo
Today · 4.125%
HK$114,463
baseline
▲ 0.50% · 4.625%
HK$121,428
+HK$6,965/mo
Deposit HK$15.75M · loan HK$23.62M · min. income ≈ HK$228,926/mo (50% DSR)
Upfront cash ≈ HK$17.42M (deposit + AVD stamp duty HK$1,672,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,825
−HK$6,473/mo
▼ 0.25% · 3.875%
HK$123,038
−HK$3,260/mo
Today · 4.125%
HK$126,298
baseline
▲ 0.50% · 4.625%
HK$132,956
+HK$6,658/mo
Deposit HK$15.75M · loan HK$23.62M · min. income ≈ HK$252,596/mo (50% DSR)
Upfront cash ≈ HK$17.42M (deposit + AVD stamp duty HK$1,672,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,660
−HK$7,880/mo
▼ 0.25% · 3.875%
HK$129,569
−HK$3,971/mo
Today · 4.125%
HK$133,540
baseline
▲ 0.50% · 4.625%
HK$141,666
+HK$8,126/mo
Deposit HK$11.81M · loan HK$27.55M · min. income ≈ HK$267,080/mo (50% DSR)
Upfront cash ≈ HK$13.48M (deposit + AVD stamp duty HK$1,672,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,796
−HK$7,552/mo
▼ 0.25% · 3.875%
HK$143,545
−HK$3,803/mo
Today · 4.125%
HK$147,348
baseline
▲ 0.50% · 4.625%
HK$155,115
+HK$7,767/mo
Deposit HK$11.81M · loan HK$27.55M · min. income ≈ HK$294,696/mo (50% DSR)
Upfront cash ≈ HK$13.48M (deposit + AVD stamp duty HK$1,672,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,563
−HK$10,131/mo
▼ 0.25% · 3.875%
HK$166,588
−HK$5,106/mo
Today · 4.125%
HK$171,694
baseline
▲ 0.50% · 4.625%
HK$182,141
+HK$10,447/mo
Deposit HK$3.94M · loan HK$35.43M · min. income ≈ HK$343,388/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$1,672,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,737
−HK$9,711/mo
▼ 0.25% · 3.875%
HK$184,558
−HK$4,890/mo
Today · 4.125%
HK$189,448
baseline
▲ 0.50% · 4.625%
HK$199,434
+HK$9,986/mo
Deposit HK$3.94M · loan HK$35.43M · min. income ≈ HK$378,896/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$1,672,917 · Scale 2, in force from 26 Feb 2026)