LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,761
−HK$5,628/mo
▼ 0.25% · 3.875%
HK$92,553
−HK$2,836/mo
Today · 4.125%
HK$95,389
baseline
▲ 0.50% · 4.625%
HK$101,194
+HK$5,805/mo
Deposit HK$19.68M · loan HK$19.68M · min. income ≈ HK$190,778/mo (50% DSR)
Upfront cash ≈ HK$21.36M (deposit + AVD stamp duty HK$1,672,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,858
−HK$5,395/mo
▼ 0.25% · 3.875%
HK$102,536
−HK$2,717/mo
Today · 4.125%
HK$105,253
baseline
▲ 0.50% · 4.625%
HK$110,801
+HK$5,548/mo
Deposit HK$19.68M · loan HK$19.68M · min. income ≈ HK$210,506/mo (50% DSR)
Upfront cash ≈ HK$21.36M (deposit + AVD stamp duty HK$1,672,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,713
−HK$6,754/mo
▼ 0.25% · 3.875%
HK$111,063
−HK$3,404/mo
Today · 4.125%
HK$114,467
baseline
▲ 0.50% · 4.625%
HK$121,432
+HK$6,965/mo
Deposit HK$15.75M · loan HK$23.62M · min. income ≈ HK$228,934/mo (50% DSR)
Upfront cash ≈ HK$17.42M (deposit + AVD stamp duty HK$1,672,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,829
−HK$6,474/mo
▼ 0.25% · 3.875%
HK$123,043
−HK$3,260/mo
Today · 4.125%
HK$126,303
baseline
▲ 0.50% · 4.625%
HK$132,961
+HK$6,658/mo
Deposit HK$15.75M · loan HK$23.62M · min. income ≈ HK$252,606/mo (50% DSR)
Upfront cash ≈ HK$17.42M (deposit + AVD stamp duty HK$1,672,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,665
−HK$7,880/mo
▼ 0.25% · 3.875%
HK$129,574
−HK$3,971/mo
Today · 4.125%
HK$133,545
baseline
▲ 0.50% · 4.625%
HK$141,671
+HK$8,126/mo
Deposit HK$11.81M · loan HK$27.55M · min. income ≈ HK$267,090/mo (50% DSR)
Upfront cash ≈ HK$13.48M (deposit + AVD stamp duty HK$1,672,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,801
−HK$7,553/mo
▼ 0.25% · 3.875%
HK$143,550
−HK$3,804/mo
Today · 4.125%
HK$147,354
baseline
▲ 0.50% · 4.625%
HK$155,121
+HK$7,767/mo
Deposit HK$11.81M · loan HK$27.55M · min. income ≈ HK$294,708/mo (50% DSR)
Upfront cash ≈ HK$13.48M (deposit + AVD stamp duty HK$1,672,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,569
−HK$10,132/mo
▼ 0.25% · 3.875%
HK$166,595
−HK$5,106/mo
Today · 4.125%
HK$171,701
baseline
▲ 0.50% · 4.625%
HK$182,148
+HK$10,447/mo
Deposit HK$3.94M · loan HK$35.43M · min. income ≈ HK$343,402/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$1,672,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,744
−HK$9,711/mo
▼ 0.25% · 3.875%
HK$184,565
−HK$4,890/mo
Today · 4.125%
HK$189,455
baseline
▲ 0.50% · 4.625%
HK$199,441
+HK$9,986/mo
Deposit HK$3.94M · loan HK$35.43M · min. income ≈ HK$378,910/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$1,672,980 · Scale 2, in force from 26 Feb 2026)