LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,781
−HK$5,630/mo
▼ 0.25% · 3.875%
HK$92,574
−HK$2,837/mo
Today · 4.125%
HK$95,411
baseline
▲ 0.50% · 4.625%
HK$101,217
+HK$5,806/mo
Deposit HK$19.69M · loan HK$19.69M · min. income ≈ HK$190,822/mo (50% DSR)
Upfront cash ≈ HK$21.36M (deposit + AVD stamp duty HK$1,673,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,881
−HK$5,396/mo
▼ 0.25% · 3.875%
HK$102,560
−HK$2,717/mo
Today · 4.125%
HK$105,277
baseline
▲ 0.50% · 4.625%
HK$110,826
+HK$5,549/mo
Deposit HK$19.69M · loan HK$19.69M · min. income ≈ HK$210,554/mo (50% DSR)
Upfront cash ≈ HK$21.36M (deposit + AVD stamp duty HK$1,673,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,738
−HK$6,756/mo
▼ 0.25% · 3.875%
HK$111,089
−HK$3,405/mo
Today · 4.125%
HK$114,494
baseline
▲ 0.50% · 4.625%
HK$121,460
+HK$6,966/mo
Deposit HK$15.75M · loan HK$23.62M · min. income ≈ HK$228,988/mo (50% DSR)
Upfront cash ≈ HK$17.42M (deposit + AVD stamp duty HK$1,673,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,857
−HK$6,476/mo
▼ 0.25% · 3.875%
HK$123,072
−HK$3,261/mo
Today · 4.125%
HK$126,333
baseline
▲ 0.50% · 4.625%
HK$132,992
+HK$6,659/mo
Deposit HK$15.75M · loan HK$23.62M · min. income ≈ HK$252,666/mo (50% DSR)
Upfront cash ≈ HK$17.42M (deposit + AVD stamp duty HK$1,673,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,694
−HK$7,882/mo
▼ 0.25% · 3.875%
HK$129,604
−HK$3,972/mo
Today · 4.125%
HK$133,576
baseline
▲ 0.50% · 4.625%
HK$141,704
+HK$8,128/mo
Deposit HK$11.81M · loan HK$27.56M · min. income ≈ HK$267,152/mo (50% DSR)
Upfront cash ≈ HK$13.49M (deposit + AVD stamp duty HK$1,673,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,833
−HK$7,555/mo
▼ 0.25% · 3.875%
HK$143,583
−HK$3,805/mo
Today · 4.125%
HK$147,388
baseline
▲ 0.50% · 4.625%
HK$155,157
+HK$7,769/mo
Deposit HK$11.81M · loan HK$27.56M · min. income ≈ HK$294,776/mo (50% DSR)
Upfront cash ≈ HK$13.49M (deposit + AVD stamp duty HK$1,673,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,606
−HK$10,135/mo
▼ 0.25% · 3.875%
HK$166,633
−HK$5,108/mo
Today · 4.125%
HK$171,741
baseline
▲ 0.50% · 4.625%
HK$182,191
+HK$10,450/mo
Deposit HK$3.94M · loan HK$35.44M · min. income ≈ HK$343,482/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$1,673,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,786
−HK$9,713/mo
▼ 0.25% · 3.875%
HK$184,607
−HK$4,892/mo
Today · 4.125%
HK$189,499
baseline
▲ 0.50% · 4.625%
HK$199,488
+HK$9,989/mo
Deposit HK$3.94M · loan HK$35.44M · min. income ≈ HK$378,998/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$1,673,369 · Scale 2, in force from 26 Feb 2026)