LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,782
−HK$5,630/mo
▼ 0.25% · 3.875%
HK$92,575
−HK$2,837/mo
Today · 4.125%
HK$95,412
baseline
▲ 0.50% · 4.625%
HK$101,218
+HK$5,806/mo
Deposit HK$19.69M · loan HK$19.69M · min. income ≈ HK$190,824/mo (50% DSR)
Upfront cash ≈ HK$21.36M (deposit + AVD stamp duty HK$1,673,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,882
−HK$5,396/mo
▼ 0.25% · 3.875%
HK$102,560
−HK$2,718/mo
Today · 4.125%
HK$105,278
baseline
▲ 0.50% · 4.625%
HK$110,827
+HK$5,549/mo
Deposit HK$19.69M · loan HK$19.69M · min. income ≈ HK$210,556/mo (50% DSR)
Upfront cash ≈ HK$21.36M (deposit + AVD stamp duty HK$1,673,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,738
−HK$6,757/mo
▼ 0.25% · 3.875%
HK$111,090
−HK$3,405/mo
Today · 4.125%
HK$114,495
baseline
▲ 0.50% · 4.625%
HK$121,461
+HK$6,966/mo
Deposit HK$15.75M · loan HK$23.62M · min. income ≈ HK$228,990/mo (50% DSR)
Upfront cash ≈ HK$17.42M (deposit + AVD stamp duty HK$1,673,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,858
−HK$6,476/mo
▼ 0.25% · 3.875%
HK$123,072
−HK$3,262/mo
Today · 4.125%
HK$126,334
baseline
▲ 0.50% · 4.625%
HK$132,993
+HK$6,659/mo
Deposit HK$15.75M · loan HK$23.62M · min. income ≈ HK$252,668/mo (50% DSR)
Upfront cash ≈ HK$17.42M (deposit + AVD stamp duty HK$1,673,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,695
−HK$7,882/mo
▼ 0.25% · 3.875%
HK$129,605
−HK$3,972/mo
Today · 4.125%
HK$133,577
baseline
▲ 0.50% · 4.625%
HK$141,705
+HK$8,128/mo
Deposit HK$11.81M · loan HK$27.56M · min. income ≈ HK$267,154/mo (50% DSR)
Upfront cash ≈ HK$13.49M (deposit + AVD stamp duty HK$1,673,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,834
−HK$7,555/mo
▼ 0.25% · 3.875%
HK$143,585
−HK$3,804/mo
Today · 4.125%
HK$147,389
baseline
▲ 0.50% · 4.625%
HK$155,158
+HK$7,769/mo
Deposit HK$11.81M · loan HK$27.56M · min. income ≈ HK$294,778/mo (50% DSR)
Upfront cash ≈ HK$13.49M (deposit + AVD stamp duty HK$1,673,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,608
−HK$10,134/mo
▼ 0.25% · 3.875%
HK$166,635
−HK$5,107/mo
Today · 4.125%
HK$171,742
baseline
▲ 0.50% · 4.625%
HK$182,192
+HK$10,450/mo
Deposit HK$3.94M · loan HK$35.44M · min. income ≈ HK$343,484/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$1,673,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,787
−HK$9,713/mo
▼ 0.25% · 3.875%
HK$184,609
−HK$4,891/mo
Today · 4.125%
HK$189,500
baseline
▲ 0.50% · 4.625%
HK$199,489
+HK$9,989/mo
Deposit HK$3.94M · loan HK$35.44M · min. income ≈ HK$379,000/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$1,673,381 · Scale 2, in force from 26 Feb 2026)