LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,794
−HK$5,631/mo
▼ 0.25% · 3.875%
HK$92,587
−HK$2,838/mo
Today · 4.125%
HK$95,425
baseline
▲ 0.50% · 4.625%
HK$101,231
+HK$5,806/mo
Deposit HK$19.69M · loan HK$19.69M · min. income ≈ HK$190,850/mo (50% DSR)
Upfront cash ≈ HK$21.36M (deposit + AVD stamp duty HK$1,673,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,895
−HK$5,397/mo
▼ 0.25% · 3.875%
HK$102,574
−HK$2,718/mo
Today · 4.125%
HK$105,292
baseline
▲ 0.50% · 4.625%
HK$110,842
+HK$5,550/mo
Deposit HK$19.69M · loan HK$19.69M · min. income ≈ HK$210,584/mo (50% DSR)
Upfront cash ≈ HK$21.36M (deposit + AVD stamp duty HK$1,673,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,753
−HK$6,757/mo
▼ 0.25% · 3.875%
HK$111,104
−HK$3,406/mo
Today · 4.125%
HK$114,510
baseline
▲ 0.50% · 4.625%
HK$121,477
+HK$6,967/mo
Deposit HK$15.75M · loan HK$23.63M · min. income ≈ HK$229,020/mo (50% DSR)
Upfront cash ≈ HK$17.43M (deposit + AVD stamp duty HK$1,673,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,874
−HK$6,476/mo
▼ 0.25% · 3.875%
HK$123,089
−HK$3,261/mo
Today · 4.125%
HK$126,350
baseline
▲ 0.50% · 4.625%
HK$133,010
+HK$6,660/mo
Deposit HK$15.75M · loan HK$23.63M · min. income ≈ HK$252,700/mo (50% DSR)
Upfront cash ≈ HK$17.43M (deposit + AVD stamp duty HK$1,673,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,711
−HK$7,884/mo
▼ 0.25% · 3.875%
HK$129,622
−HK$3,973/mo
Today · 4.125%
HK$133,595
baseline
▲ 0.50% · 4.625%
HK$141,724
+HK$8,129/mo
Deposit HK$11.81M · loan HK$27.57M · min. income ≈ HK$267,190/mo (50% DSR)
Upfront cash ≈ HK$13.49M (deposit + AVD stamp duty HK$1,673,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,853
−HK$7,556/mo
▼ 0.25% · 3.875%
HK$143,603
−HK$3,806/mo
Today · 4.125%
HK$147,409
baseline
▲ 0.50% · 4.625%
HK$155,179
+HK$7,770/mo
Deposit HK$11.81M · loan HK$27.57M · min. income ≈ HK$294,818/mo (50% DSR)
Upfront cash ≈ HK$13.49M (deposit + AVD stamp duty HK$1,673,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,629
−HK$10,136/mo
▼ 0.25% · 3.875%
HK$166,657
−HK$5,108/mo
Today · 4.125%
HK$171,765
baseline
▲ 0.50% · 4.625%
HK$182,216
+HK$10,451/mo
Deposit HK$3.94M · loan HK$35.44M · min. income ≈ HK$343,530/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$1,673,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,811
−HK$9,714/mo
▼ 0.25% · 3.875%
HK$184,633
−HK$4,892/mo
Today · 4.125%
HK$189,525
baseline
▲ 0.50% · 4.625%
HK$199,515
+HK$9,990/mo
Deposit HK$3.94M · loan HK$35.44M · min. income ≈ HK$379,050/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$1,673,602 · Scale 2, in force from 26 Feb 2026)