LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,803
−HK$5,632/mo
▼ 0.25% · 3.875%
HK$92,597
−HK$2,838/mo
Today · 4.125%
HK$95,435
baseline
▲ 0.50% · 4.625%
HK$101,242
+HK$5,807/mo
Deposit HK$19.69M · loan HK$19.69M · min. income ≈ HK$190,870/mo (50% DSR)
Upfront cash ≈ HK$21.37M (deposit + AVD stamp duty HK$1,673,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,905
−HK$5,398/mo
▼ 0.25% · 3.875%
HK$102,585
−HK$2,718/mo
Today · 4.125%
HK$105,303
baseline
▲ 0.50% · 4.625%
HK$110,853
+HK$5,550/mo
Deposit HK$19.69M · loan HK$19.69M · min. income ≈ HK$210,606/mo (50% DSR)
Upfront cash ≈ HK$21.37M (deposit + AVD stamp duty HK$1,673,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,764
−HK$6,758/mo
▼ 0.25% · 3.875%
HK$111,116
−HK$3,406/mo
Today · 4.125%
HK$114,522
baseline
▲ 0.50% · 4.625%
HK$121,490
+HK$6,968/mo
Deposit HK$15.75M · loan HK$23.63M · min. income ≈ HK$229,044/mo (50% DSR)
Upfront cash ≈ HK$17.43M (deposit + AVD stamp duty HK$1,673,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,886
−HK$6,477/mo
▼ 0.25% · 3.875%
HK$123,102
−HK$3,261/mo
Today · 4.125%
HK$126,363
baseline
▲ 0.50% · 4.625%
HK$133,024
+HK$6,661/mo
Deposit HK$15.75M · loan HK$23.63M · min. income ≈ HK$252,726/mo (50% DSR)
Upfront cash ≈ HK$17.43M (deposit + AVD stamp duty HK$1,673,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,725
−HK$7,884/mo
▼ 0.25% · 3.875%
HK$129,635
−HK$3,974/mo
Today · 4.125%
HK$133,609
baseline
▲ 0.50% · 4.625%
HK$141,738
+HK$8,129/mo
Deposit HK$11.81M · loan HK$27.57M · min. income ≈ HK$267,218/mo (50% DSR)
Upfront cash ≈ HK$13.49M (deposit + AVD stamp duty HK$1,673,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,867
−HK$7,557/mo
▼ 0.25% · 3.875%
HK$143,619
−HK$3,805/mo
Today · 4.125%
HK$147,424
baseline
▲ 0.50% · 4.625%
HK$155,195
+HK$7,771/mo
Deposit HK$11.81M · loan HK$27.57M · min. income ≈ HK$294,848/mo (50% DSR)
Upfront cash ≈ HK$13.49M (deposit + AVD stamp duty HK$1,673,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,646
−HK$10,137/mo
▼ 0.25% · 3.875%
HK$166,674
−HK$5,109/mo
Today · 4.125%
HK$171,783
baseline
▲ 0.50% · 4.625%
HK$182,235
+HK$10,452/mo
Deposit HK$3.94M · loan HK$35.44M · min. income ≈ HK$343,566/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$1,673,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,829
−HK$9,716/mo
▼ 0.25% · 3.875%
HK$184,652
−HK$4,893/mo
Today · 4.125%
HK$189,545
baseline
▲ 0.50% · 4.625%
HK$199,536
+HK$9,991/mo
Deposit HK$3.94M · loan HK$35.44M · min. income ≈ HK$379,090/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$1,673,777 · Scale 2, in force from 26 Feb 2026)