LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,831
−HK$5,633/mo
▼ 0.25% · 3.875%
HK$92,625
−HK$2,839/mo
Today · 4.125%
HK$95,464
baseline
▲ 0.50% · 4.625%
HK$101,273
+HK$5,809/mo
Deposit HK$19.70M · loan HK$19.70M · min. income ≈ HK$190,928/mo (50% DSR)
Upfront cash ≈ HK$21.37M (deposit + AVD stamp duty HK$1,674,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,936
−HK$5,399/mo
▼ 0.25% · 3.875%
HK$102,616
−HK$2,719/mo
Today · 4.125%
HK$105,335
baseline
▲ 0.50% · 4.625%
HK$110,888
+HK$5,553/mo
Deposit HK$19.70M · loan HK$19.70M · min. income ≈ HK$210,670/mo (50% DSR)
Upfront cash ≈ HK$21.37M (deposit + AVD stamp duty HK$1,674,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,797
−HK$6,760/mo
▼ 0.25% · 3.875%
HK$111,150
−HK$3,407/mo
Today · 4.125%
HK$114,557
baseline
▲ 0.50% · 4.625%
HK$121,528
+HK$6,971/mo
Deposit HK$15.76M · loan HK$23.64M · min. income ≈ HK$229,114/mo (50% DSR)
Upfront cash ≈ HK$17.43M (deposit + AVD stamp duty HK$1,674,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,923
−HK$6,479/mo
▼ 0.25% · 3.875%
HK$123,140
−HK$3,262/mo
Today · 4.125%
HK$126,402
baseline
▲ 0.50% · 4.625%
HK$133,065
+HK$6,663/mo
Deposit HK$15.76M · loan HK$23.64M · min. income ≈ HK$252,804/mo (50% DSR)
Upfront cash ≈ HK$17.43M (deposit + AVD stamp duty HK$1,674,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,763
−HK$7,887/mo
▼ 0.25% · 3.875%
HK$129,675
−HK$3,975/mo
Today · 4.125%
HK$133,650
baseline
▲ 0.50% · 4.625%
HK$141,782
+HK$8,132/mo
Deposit HK$11.82M · loan HK$27.58M · min. income ≈ HK$267,300/mo (50% DSR)
Upfront cash ≈ HK$13.49M (deposit + AVD stamp duty HK$1,674,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,911
−HK$7,558/mo
▼ 0.25% · 3.875%
HK$143,663
−HK$3,806/mo
Today · 4.125%
HK$147,469
baseline
▲ 0.50% · 4.625%
HK$155,243
+HK$7,774/mo
Deposit HK$11.82M · loan HK$27.58M · min. income ≈ HK$294,938/mo (50% DSR)
Upfront cash ≈ HK$13.49M (deposit + AVD stamp duty HK$1,674,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,696
−HK$10,140/mo
▼ 0.25% · 3.875%
HK$166,726
−HK$5,110/mo
Today · 4.125%
HK$171,836
baseline
▲ 0.50% · 4.625%
HK$182,291
+HK$10,455/mo
Deposit HK$3.94M · loan HK$35.46M · min. income ≈ HK$343,672/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$1,674,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,885
−HK$9,719/mo
▼ 0.25% · 3.875%
HK$184,709
−HK$4,895/mo
Today · 4.125%
HK$189,604
baseline
▲ 0.50% · 4.625%
HK$199,598
+HK$9,994/mo
Deposit HK$3.94M · loan HK$35.46M · min. income ≈ HK$379,208/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$1,674,294 · Scale 2, in force from 26 Feb 2026)